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- Karl's Mortgage Calculator Vs. Loan Calculator - Debt Planner
Karl's Mortgage Calculator vs Loan Calculator - Debt Planner Usage & Stats
Calculate mortgage payments given principal, interest and term. Reverse calculate any one variable given the other three.
Enter a down payment amount or percentage and let the calculator show how large a mortgage you require.
See how the monthly payment changes when you factor in additional monthly or annual loan costs such as PMI, HOA, taxes and insurance.
The calculator supports Fixed and Adjustable Rate Mortgages (ARM) loans with up to five changes in interest rates. Interest-only mortgages loans are also supported.
You can pay off your mortgage early with extra payments. Add one-off, monthly and annual extra payments. Choose up to ten additional extra payment amounts and payment periods and the calculator will show how much money you can save on the loan.
Choose from weekly to annual loan payments and adjust the compounding period from daily through annual periods. The calculator supports Canadian mortgages along with UK annual rest mortgages.
Multiple rounding options on loan calculations are also available. Choose between no rounding, round half up, half down, to even, to ceiling and to floor.
The calculator also supports the input and display of multiple currencies.
- Apple App Store
- Free
- Finance
Store Rank
- -
Transform How You Understand Loans & Mortgages
Thinking about buying a home? A new car? Refinancing? Before you sign anything, see the full picture with the loan calculator trusted by over 20,000 users (4.6/5.0+ average rating).
Why This Calculator Changes Everything:
Unlike basic calculators that only show monthly payments, this app reveals what lenders don't advertise - how much interest you'll actually pay, when you'll be debt-free, and exactly how extra payments can save you thousands.
Make Smarter Financial Decisions:
- Planning a $700K mortgage? Instantly see how an extra $100/month cuts years off your loan
- Comparing offers? Save multiple scenarios side-by-side to find the best deal
- Want to payoff early? Calculate exactly how much you'll save in interest
- Track every payment with detailed amortization schedules that break down principal vs interest
Built for Real People & Professionals:
Whether you're a first-time homebuyer trying to understand what you can afford, or a real estate professional running numbers for clients - this calculator delivers clarity in seconds.
Powerful Features Made Simple:
- Beautiful graphs that visualize your payoff journey
- Compare multiple loans instantly - see which saves you money
- Export payment schedules to share with your spouse or financial advisor
- 7 bonus calculators including credit card payoff & rental property analysis
- Apple Watch support for quick calculations on the go
- Sync across all your Apple devices
Stop Guessing. Start Knowing.
Every financial decision deserves accurate numbers. Download now and see exactly what your loan will cost - not just monthly, but over the life of the loan.
Free to download with optional features. Join thousands who've already taken control of their loan decisions.
Auto Renewable Subscriptions:
Monthly Pass subscriptions allow for unlimited saved loan entries, access to the additional finance tools tab, and an Ad free experience (iOS devices). You will be charged through your App Store account. A Yearly Pass is also available at a discounted rate as compared to the monthly rate. Subscriptions help support the app team, and allow us to continue to provide updates and new features.
Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription.
Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.chuchutrain.com/privacy-policy.html
- Apple App Store
- Free
- Finance
Store Rank
- -
Karl's Mortgage Calculator vs. Loan Calculator - Debt Planner ranking comparison
Compare Karl's Mortgage Calculator ranking trend in the past 28 days vs. Loan Calculator - Debt Planner
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Compare Karl's Mortgage Calculator ranking trend in the past 28 days vs. Loan Calculator - Debt Planner
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January 20, 2026