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MONEYME vs Cash Converters My Loans Usage & Stats
At MONEYME, we’re all about saving you time and money. A better experience starts here – with bank-beating rates, same-day approvals, and standout customer service.
And as a proud B Corp, we're building a business that’s better for our customers, our community and the planet.
With the MONEYME app, you can:
- Check your credit score for free
- Get a quote for a loan in 90 seconds
- Get approved in as little as 60 minutes
- Manage your account with ease
FREE CREDIT SCORE CHECK
Lenders know your score, do you? Check your credit score for free, track your score over time, and get helpful tips on how to boost your score.
PERSONAL LOAN
Low-rate, award-winning personal loans up to $70,000. Get a quote in 90 seconds without impacting your credit score.
DEBT CONSOLIDATION
Roll your credit cards, loans and other debt into one easy-to-manage loan. Debt consolidation can help you reduce your interest rate and lower your monthly repayments.
DIGITAL CREDIT CARD
MONEYME Freestyle gives you up to 55 days interest-free and zero fee options. Ready to tap n’ pay from the moment you're approved.
AUTOPAY CAR LOAN
Available via dealerships and brokers only. Once approved, manage your Autopay car loan in the app.
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Copyright 2025| MONEYME Financial Group Pty Ltd | ABN 40 163 691 236 | Australian Credit Licence Number 442218 | Credit criteria, fees, charges, terms and conditions apply.
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Cash Converters My Loans is a fast and secure way for you to manage your existing Cashies Loan, Personal Loans, Pawnbroking Loans or Buybacks all in the same place. With My Loans, you can check your due dates, see your loan amounts, make payments and more anytime, anywhere 24/7.
For Personal Loans you can:
• View your loans
• View upcoming payments
• View your repayment schedule
• View your transaction history
• View loan payout figures
• Apply for a loan
• Check the status of a loan application
• Pay your upcoming repayment, make an additional payment, or payout your loan
• Check your personal details
For your Cashies Loan you can as well:
• Apply for a redraw
• Apply for a credit limit increase
For Pawnbroking Loans and Buybacks^ you can:
• View your loans
• View upcoming due dates
• Make interest payments*
• Check your personal details
For any assistance or technical support please send us an email with your details to feedback@cashconverters.com
*Participating stores only
^Buybacks only applicable in Tasmania
Fee Disclosure
Our Cashies Loan does not have an establishment fee or any monthly fees. Interest is charged at a fixed rate of 48% per annum on the total outstanding balance. The maximum repayment term for each drawing against the loan is 36 months.
For example, a Cashies Loan of $4,000 repaid monthly over 3 years would require total repayments of $7,616 ($4,000 principal and $3,616 interest). This example has been calculated on a specified credit limit with the assumption that the loan has been drawn to the maximum amount of credit at the start of the loan and all repayments have been made on time. The calculation shown does not account for potential additional fees and charges, such as default or enforcement charges, which may be incurred.
Our Medium Personal Loans incur a $400 establishment fee and interest at 48% per annum. For example, a medium loan of $3,000 repaid by monthly payments over 1 year would equate to a total amount payable of $4,348 (including a $400 establishment fee). The minimum loan term is 4 months and a maximum of 24 months.
A dishonour fee of $33 is payable if a repayment is not made by the due date or a direct debit is declined.
Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be repaid early with no penalty and interest will only be charged on the outstanding balance of the loan. Early repayment will reduce the total interest payable on the loan. The Annual Percentage Rate (APR) on our Cashies Loan and our Medium Personal Loan is 48%. These calculations do not account for potential additional fees and charges, such as default charges, which may be incurred.
All loans are subject to lending criteria and suitability assessment.
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January 14, 2026