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- Creditt+ : Personal Loan App Vs. Capital Now: Instant Cash Loan
Creditt+ : Personal Loan App vs Capital Now: Instant Cash Loan Usage & Stats
Get Creditt+: Your Trusted Personal Loan Application
Creditt+ is the ultimate personal loan app for over a million satisfied customers. Designed to meet your financial needs, Creditt+ offers quick personal loans with an easy, paperless loan process. Get funds transferred to your bank account in minutes, whether for emergencies, planned expenses, or anything else. Creditt+ is an AMFI (ARN-247949) -registered distributor, enabling mutual fund investments alongside personal loans. Over
Personal Loan Offerings at Creditt+:
Creditt+ offers loans for all your requirements:
Loan Amount: ₹10,000 to ₹35,000
Maximum Period Repayment: 90 days
Features include:
Flexible repayment options without hidden charges
Instant disbursal in under 15 minutes
No credit history required
Types of Personal Loans at Creditt+:
Creditt+ provides various digital loans to suit your needs:
Emergency Loans for unexpected expenses
Travel Loans to fund your getaway
Medical Loans for health emergencies
Lifestyle Loans for planned purchases
Key Features of Your Go-To Personal Loan App: Creditt+:
Creditt+ stands out as a trusted and efficient loan app because of its:
Instant Personal Loan approval: Fast approval and disbursal
Fully automated paperless loans
Secure loans through RBI-registered NBFC
Flexible repayment options for convenience
No foreclosure charges.
Available in Multiple Languages.
User-friendly interface.
What Makes Creditt+ Your Trusted Instant Personal Loan App?
Creditt+ guarantees:
Quick online loans with approvals in minutes
Transparent and flexible repayment terms
Unmatched customer support
How to Apply for a Personal Loan at Creditt+ in 4 Easy Steps
Install the App: Download from your app store
Register: Verify your Aadhaar and OTP
Submit Application: Fill in the required details
Quick Disbursal: Receive funds instantly
What are the Personal Loan Eligibility Criteria at Creditt+?
To qualify, you must:
Be an Indian citizen aged 21 years or older
Be a salaried individual earning ₹20,000+ per month
Have your salary credited via bank transfer
Documents Required for Personal Loans at Creditt+:
Ensure smooth processing with:
Aadhaar Card
PAN Card
Last 3-month bank statements
A selfie
Calculating Your Personal Loan Repayment with Creditt+:
Loan amount: ₹10,000.
Interest Rate: 20% PA
Minimum & Maximum Period for Repayment: 120 days
Processing Fees: ₹350 (inclusive of GST) or 3% whichever is higher
In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650
Total Personal Loan Interest: ₹164 (₹10,000 x 20%/365 x 30)
Total Loan Repayment: ₹10,164
Annual Percentage Rate (APR)* - 31.5%
*Note: These numbers are for representation purposes only. The final APR will depend on the customer's credit assessment.
Loan Processing fees will be subtracted upfront from the principal amount & the remaining balance is transferred over instantly to the user's bank.
Lending Partner for Personal Loans
Creditt+ collaborates with Sampati Securities LTD, an RBI-registered NBFC, to ensure a secure and efficient loan process.
Why is Creditt+ a Better Option for Salaried Employees?
Creditt+ is ideal for salaried employees because of its:
Loans tailored for salaried individuals
Competitive interest rates and flexible repayment options
Hassle-free, paperless loan application
What's New with Creditt+ and Personal Loans
Follow us on our social media channels to stay updated with the latest offerings of Creditt+. Experience instant financial relief and unlock your financial freedom with Creditt+.
Stay Connected with Creditt+:
Instagram: https://www.instagram.com/credittplus
Facebook: https://www.facebook.com/CredittPlusInstantLoansAndMore
Twitter (X): https://twitter.com/CredittApp
Contact Us On:
Email: customer.support@creditt.in
Phone: +91 2245811515
Find Us At:
Sampati Securities LTD
303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat, India
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India's most trusted app for salaried individuals to avail instant personal loans. Apply for a quick online loan and get instant funds - anytime, anywhere, with no hidden charges. An experience you would enjoy at every step of your journey, with rewards that make your day. 100% Safe 100% Secure
Key Features:
Instant Personal Loans: Personal loans, which are effortless and instant with repayment periods from 3 to 6 months.
Loan Against Mutual Funds: Leverage your mutual funds without liquidating, FYI MF loans are cheaper than personal loans.
Bill Payments & Recharges: Seamlessly pay utility bills, mobile recharges, and more via the Bharat Bill Payment System (BBPS) directly from the app.
Pocket-Friendly Rates: Enjoy competitive rates starting at just 1.5% per month.
100% Paperless Application: Quick approval without tedious paperwork.
Cashback & Rewards: Welcome to the world of rewards - earn real and effortless rewards on every transaction
Refer & Earn: Earn up to 10,000 rs every month through our refer and earn program.
Zero Foreclosure Charges: Enjoy the freedom to pay off your loan early without any extra fees—no hidden costs!
Eligibility Criteria:
Age: 21+
Nationality: Indian
Income: ₹22,000+ monthly income
Documents Required: Valid PAN, Aadhaar card, Recent Salary Slip or Income Proof
Instant Cash Loans:
Capital Now offers instant personal loans with transparent terms, low fees, and fast disbursal.
Loans are so easy that you can complete the process while sipping your coffee.
Sample calculation of a personal loan:
>Amount: ₹50,000
>Tenure: 6 months
>Rate of Interest: 24% p.a.
>Processing Fee: ₹2,500
>GST on Processing Fee: ₹450
>Total Interest: ₹6,000
>EMI: ₹9,333
>APR: 36.30%
>Total Repayment Amount (Loan amount + Interest): ₹56,000
*Note – All the above numbers are for representation only. The final interest rate or processing fee may vary depending on the profile assessment. Maximum APR up to 41.08%
Bills Payments and Recharges:
With the Capital Now app now enjoy BBPS services and win exciting rewards
Pay electricity bills, broadband bills, landline bills, water bills, book cylinders, pay CC bills, Repay loans, recharge fastag, home rent and many more
Loan Against Mutual Funds:
Unlock liquidity without selling your investments. Pledge your mutual fund units and access funds with competitive rates and flexible repayment terms.
Rates as low as 8% p.a
Why Choose Capital Now?
Transparent Loan Terms: Loans that are clear and honest, with No hidden fees.
No hefty Charges: We don’t charge excessive penalties.
Flexible Repayment Options: An instalment plan that fits your budget, with zero foreclosure charges.
Rapid Approval Process: Get approved within minutes and funds are disbursed promptly.
24/7 Customer Support: Available via phone or email to assist you at every step
Join Our Referral Program:
Invite your friends to use the Capital Now app and earn up to 10,000rs per month. Our instant loan product is worth the share. Get an instant loan within 20 minutes and enjoy exciting rewards as you repay
At Capital Now, we're all about making borrowing simple, fast, and transparent. Our fees are laid out upfront, so you’re never caught by surprise. Whether you need an instant personal loan or pay your bills, you can access everything you need anytime. With 24/7 customer support, we’re here to assist you at every step.
Download now a hassle-free experience every step of the way.
Our Lending Partners:
Goldline Finance Private Limited
Anu Colonisers Limited
Data Security:
Your privacy is our top priority! We utilize 256-bit SSL encryption to protect your personal and financial information.
We value your privacy and are committed to protecting your data.
Contact Us:
Have questions? Call us at 7075463172 or email: support@capitalnow.in.
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- Paid
- Finance
Store Rank
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January 10, 2026