Model Business: Plan & Budget app analytics for September 13

Model Business turns a rough idea into a clear five-year picture — for a business or a household — without a spreadsheet and without an account. Start from a template, tap a line, type a number, and watch profit, cash and return update as you go. Everything stays private, encrypted on your device. ONE APP, TWO JOBS Model Business knows the difference between a business and a household budget and speaks each language. A business shows revenue, gross profit and return on investment. A household budget quietly switches to income, expenses and net surplus — no jargon you don't need. PLAN FIVE YEARS IN MINUTES • Start from a home, product, service or franchise template — categories, structure and fixed/variable costs already in place. • Type an annual figure and it spreads across the months automatically. • A live profit-and-loss, five-year trend and return-on-investment move the moment you do. • Project Years 2–5 in a tap by growing revenue and inflating costs. MODEL YOUR INCOME, THEN PRESSURE-TEST IT • Build revenue from quantity, price and unit cost. • Solve for the sales needed to break even or hit a profit target. • Save named income scenarios and compare them side by side — shared expenses stay put. A REPORT WORTH SENDING • Export a clean, branded PDF: key figures, a full P&L, a five-year chart and a line-by-line breakdown, dated automatically. • Email the whole model to a partner or accountant — they open it straight in Model Business. TURN REAL SPENDING INTO A BUDGET • Import a CSV from Australian banks — one month or several — or add entries by hand. • Model Business recognises the merchant and files it (Aldi → Groceries, Ampol → Fuel). • Group by month with a switchable monthly average, then turn it into a budget model in a tap. USEFUL TOOLS WHEN YOU NEED THEM • Loan tracker — see the full repayment schedule and test how extra payments change the payoff date. • Calculators — wages and on-costs (Australia), ROI and breakeven, without leaving your model. • Money I'm owed — a private running record of amounts lent and repayments received, with dates and notes. • Flexible years — report by calendar or financial year and choose the starting month. PRIVATE BY DEFAULT • Models are stored in an AES-256 encrypted database on your device. • No Model Business account, login, analytics or company-operated server. • On iPhone and iPad you can optionally sync encrypted models through your own iCloud account (off by default); the key travels only through your iCloud Keychain. • Works offline. Sync is never required. PAY ONCE Get every template, calculator, report and five-year projection for one price. No subscription, no in-app purchases. One App Store purchase covers your iPhone and iPad on the same Apple ID. Made in Australia by Silent Services Pty Ltd. Questions before you buy? support@silentservices.com.au The wages calculator uses Australian tax rules and does not cover HECS/HELP or other non-standard adjustments; treat all figures as estimates, not financial advice.