💸 Facing unexpected expenses? Need a trusted source for a quick cash loan in Pakistan?
We are a financial services platform, officially licensed by the Securities and Exchange Commission of Pakistan (SECP) as a Non-Banking Finance Company (NBFC).Our License Number: No.SECP/LRD/131/FGFPL/2025.
🔒 Forget the risks of unregulated apps. With QarzMitra, you get a fast, flexible, and completely secure personal loan service, fully compliant with Pakistani laws. QarzMitra takes user privacy seriously: we comply with all laws and use bank-level encryption and industry-standard security to protect personal data, and we will never share it with third parties without your explicit consent.
📌 Company Information:
App Name: QarzMitra
Company Name: FINTECH GHARANA FINANCIAL (PRIVATE) LIMITED
Main Business: Financial lending
Company Status: NBFC (Non-Banking Financial Company providing investment and lending services)
License Number: No.SECP/LRD/131/FGFPL/2025
💰 QarzMitra Loan Details:
- Loan Amount: PKR 1,000 to PKR 50,000
- Loan Term: 30 days to 90 days
- Annual Interest Rate: 15% - 273.75%
- Overdue penalty interest: 2.3%/day, no penalty interest will be incurred if repayment is made on time
- Additional Fees: None
🧾 Loan Calculation Example:
If you borrow PKR 50,000 at an annual interest rate of 15% (0.04% per day) for a loan term of 90 days (3 months), with no additional fees, the cost breakdown is as follows:
Daily Interest = PKR 50,000 x 0.04% = PKR 20
Monthly Interest = PKR 20 x 30 = PKR 600
Monthly Payment = PKR 50,000 / 3 + PKR 600 = PKR 17,267
Total Interest= PKR 600 x 3 = PKR 1,800
-Total Repayment = PKR 50,000 + PKR 1,800 = PKR 51,800
(If you wish to borrow more, you can use the same method to quickly calculate the appropriate loan interest. All loan products come with no additional fees.)
These figures are for reference only, and the final interest rate may vary based on the borrower’s credit assessment.
🏆 QarzMitra is a licensed Non-Banking Financial Company (NBFC). As an officially licensed Non-Banking Finance Company (NBFC) with license number No.SECP/LRD/131/FGFPL/2025, we offer a secure loan app experience you can trust. If you need urgent cash or a quick salary advance, our platform provides fast loan approval and disbursement. Forget traditional lengthy processes; get an easy loan with our completely online application.
📥 How to Use QarzMitra:
1. Download and install the QarzMitra app from the Google Play Store.
2. Register an account and fill in the required personal information.
3. Choose the loan product that suits your needs.
4. Submit your application, and the system will process the review.
5. Once approved, the funds will be automatically transferred to your linked account.
6. Timely repayment will help improve your credit score. QarzMitra encourages users to reapply after completing repayment, as a good credit history will allow you to enjoy higher loan amounts.
📝 Application Requirements:
1. You must be at least 18 years old.
2. You need to have a valid Pakistani ID card.
3. You must have a stable source of income.
📞 Contact Information:
- Email: cs@fintechgharanafinancial.com
- Working Hours: Monday to Sunday, 9:00 AM - 5:30 PM
- Address: Office No.5B, Mezzanine Floor, Al Malik Centre, Jinnah Avenue, Blue Area, Islamabad