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Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security.
Here what can do on ALAT:
- Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more.
- Effortlessly log in using Touch ID, Face ID, or unique password.
- Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more!
- Set up Direct Debits and Standing Orders without stress.
- Seamlessly transfer money and make payments locally & internationally.
- Receive money both in Naira and foreign currency from any part of the world.
- Stay informed and up to date on all account activity with instant notifications.
- Set up your PIN or reset PIN whenever needed.
- Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease.
- Quickly locate and review transactions and account statements.
- Keep your contact details updated without stress; and more!
OUR JOURNEY
Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need.
EXPLORE:
1. Deals & Discounts from your favourite top brands; enjoy much more for less!
2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s).
3. Easy low-interest loans tailored to your needs.
Terms & conditions apply.
4. Flexible electricity, cable & other bill payments and never miss a due date!
5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier!
6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store.
7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”!
8. Customised Customer Support.
Protection
The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information.
Here are some extra layers of security we apply:
1. Insuring your money
Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC).
2. Transaction Screening
We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions.
3. Security Certifications
WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws.
4. Fraud Protection
In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports.
CONTACT US!
We are always excited to hear from you. For feedback, questions, or concerns, reach us via:
1. Helpline: 07000PURPLE (07000787753)
2. Email: purpleconnect@wemabank.com
3. Website: https://wemabank.com/
To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank
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Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world.
The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN.
One login. One app. Two worlds, finally connected.
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.
Physical & Virtual Visa Debit Cards
Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.
Move Money Without Borders
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
How we protect your money
Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.
Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?
Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do.
Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos
Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos
Download Paga today. Two wallets, one life, no borders.
Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga
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gennaio 18, 2026