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- PUMB - Online Bank 24/7
- PUMB - Online Bank 24/7 Vs. monobank: first digital bank
PUMB - Online Bank 24/7 vs. monobank: first digital bank Utilizzo e statistiche
PUMB is your personal mobile banking app, offering a wide range of financial services to make managing your finances convenient and rewarding. With the PUMB app, you can access banking services directly from your smartphone. Open and manage cards with no fees, transfer money, buy currency online, apply for credit, and even pay in installments – all in one place.
Main Features of PUMB:
• Commission-Free Card Opening and Management: Open a “vseKARTA” debit card or a “vseMOZHU Online” credit card through the PUMB mobile banking app, and top up your card.
• Easy Money Transfers: Transfer money from your "vseKARTA" and "vseMOZHU Online" cards using personal funds to other bank cards in hryvnia without any fees, using the recipient's card number or phone number.
• All-In-One Online Banking: Pay utility bills and traffic fines by IBAN or top up your mobile phone.
• Get Credit via Online Banking App: Apply for credit online with a credit limit of up to 300,000 UAH and a grace period of up to 62 days. The maximum loan amount is UAH 300,000. The actual annual interest rate is up to 83.74% per annum. The loan term is from 3 to 24 months. The commission is from 1.99% to 2.99%. Details are available in the PUMB app.
• Pay in Installments with service Splachuite chastynamy with the first payment due in a month. The maximum loan amount is UAH 300,000. The maximum loan term is 24 months. The real annual interest rate is up to 48.31%. No down payment, no overpayments for the term from the store.
• Get international money transfers WesternUnion, Payoneer, Ria, and MoneyGram with no fees.
• Open Deposits in the PUMB app.
• Save with MoneyBox: Interest rate on the balance of funds in the card account is 5% per annum.
• Buy Currency Online: Purchase currency without commission in the PUMB app at a favorable exchange rate.
• Receive payments from the state under the eVidnovlennia and ePidtrymka programs through the bank app.
• Simplify your regular transactions by creating templates and setting up auto payments.
• Contactless Payments with Apple Pay.
vseMOZHU Online credit card. The maximum loan amount is UAH 300,000. The real annual interest rate is up to 44.28%. The maximum loan term is 12 months with auto-renewal for the same period.
The phrase “Here's money, only profitable” means the ability to use credit funds for various categories of purchases.
The credit limit is set by the banks decision.
Cashback categories are determined individually for each participant and may vary from month to month. To receive cashback from the bank, connect the required categories in the PUMB app before making a payment. To receive cashback from partners, connect the required partner in the PUMB app before making a payment. Detailed terms, restrictions, and exceptions for cashback accrual are available on the PUMB website in the cashback section (pumb.ua/cashback) and in the PUMB app in the Benefits section.
The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.
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monobank has been chosen by more than 8.9 million Ukrainians, making us the largest commercial digital bank in Ukraine.
How fast can I register?
1. Download the mobile app.
2. Confirm your personal cell phone number.
3. Select the document for verification (Diia, ID card, passport, foreign passport).
4. Receive a virtual card right now or a physical card later delivered.
For the fastest registration, choose registration via Diia. The record for the quickest registration speed is 99 seconds.
Still hesitating? Here are 42 random reasons to open a monobank card:
・Monocat lives inside the app, which is unusual for an online bank
・Security through flexible card settings
・There is no need to carve a card number or IBAN from the message to make a payment; we will do it for you
・Open currency cards in dollars or euros without going to branches that do not exist.
・Hire purchases from our fabulous partners
・You can cancel a payment within 10 seconds if you make a mistake.
・Split a cafe receipt or taxi bill among friends
・Jars for fundraising, donations, building capital and budget - raise funds for the Armed Forces of Ukraine
・You can scan a card with a camera to avoid entering it manually and a QR code to make a payment
・Get elite cards for the price of a few cups of coffee
・You can block regular charges from a specific service
・Make payments between cards, fines, electricity, utilities, and phone bills with no fees
・Sign electronic documents with your QES signature through Diia
・A pleasant purr is a Monocat feature that notifies you of receiving money instead of harsh notification sounds
・Purchase eSIM in one tap - a virtual SIM card instead of or in addition to your physical card
・Paying for purchases via Apple Pay virtual wallet - is convenient
・There are regular payments for phone bills, transfers to a card, payments to IBAN credentials, or donations to charity
・Pay for goods using credit in offline or online stores everywhere around the globe
・Convenient dashboard with actual financial NBU restrictions to avoid unpleasant situations
・Transfer an old expense to the instalment plan and return money to the card
・Get cashback on movies, TV, games, sports, train tickets, airline tickets, gas stations, cars, medicines, clothes, and shoes - new partners to choose from monthly
・Get car insurance and insurance policies at favourable prices
・Download our user-friendly app and use our stylish card
・Shake your smartphone near the person you want to transfer money to without asking for a card or phone number
・Withdraw salary, make FOP payments to individual entrepreneurs and make social payments to the pension fund with no commission
・Open currency cards and business accounts in 1 tap - doing business is now even more convenient
・Private web cabinet for accounting - the tax office will receive reports on time
・Tag expenses and build spending analytics in a convenient breakdown
・Get cashback from the bank and donate to charity - using a monobank is profitable
・Make instant money transfers to contacts from the phone book - no need to ask for a card number
・We send notifications regarding traffic tickets, as a reminder
・Use credit limit through a card or an instalment plan
・Open the єПідтримка card to receive support from the government in 1 tap
・Get rewards for using the card and repaying the loan
・Get a card for your child with handy control of expenses - learning finance is affordable.
・Incognito mode to hide card balances from accidental snooping
・The best support service in convenient messengers - chat is available 24/7
・Receive bank statements and account statements by email
・Update the monobank app to get a modern design
・Track exchange rates and make currency exchanges
・Use software cash register terminal - comfortable payment charge
・Replenish your balance and repay loans in a few taps
JSC «Universal Bank» License NBU № 92 dated 20.01.1994, in a banking state register № 226
04080, Ukraine, Kyiv, Olenivska Street, Building 23
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gennaio 17, 2026