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Freo - UPI, Insurance, Loans vs. IndiaLends-Loans, Credit Score Utilizzo e statistiche

Freo App, where you can Pay, Invest, Borrow and Insure, all within a single app. UPI Payments – Faster, Smoother, Better! With Freo - Scan & pay across India - UPI Payments, Bank to Bank Transfer, Merchant Payment Account to Account Transfer, Bill Payment, QR Scanning - Powered by UPI Link your bank account on Freo app to transfer money with BHIM UPI instantly! Freo app is safe, secure, meets all your payment, investment, insurance & banking needs. Freo allows you to: • Money Transfer with BHIM UPI • Check Bank Account Balance • Manage Multiple Bank Accounts in Freo app • Save Beneficiaries across banks • Make Offline Payments (Scan & Pay via QR Code at local stores like kirana, food, medicines etc.) • Make Online Payments (food-grocery orders, shopping, travel bookings) • Pay for Recharges (Prepaid-Postpaid mobile bills, Cable-OTT, Wi-Fi) • Pay your utility bills (Gas, Electricity, Water etc.) As one of India's top Finance Apps, Freo with its smooth payment feature, allows instant access to money for your financial needs. Borrow flexibly with Freo (formerly MoneyTap) A Personal Loan with Freo stands out as we charge interest only on the amount you borrow, not the full approved amount. Our Most Loved Features • Borrow small or big (any amount from ₹3,000 to ₹5 lakhs) • Pay interest only on the amount you use • Instant loans with no collateral risk • 100% digital & paperless process • Flexible EMIs Loan Terms: • Amount: ₹3,000 to ₹5 lakhs • Interest rates: 12% to 36% per annum • APR: 10% to 70% • Tenures: 3 to 36 months • Low processing & line setup fees For ₹1,00,000 personal loan, for 1 year, @13% per annum*, a user would pay: - Processing fee (at 2%) = ₹2,000 + GST = ₹2,360 - Setup fee of ₹999+GST = ₹1181/- to be paid upfront - Interest = ₹7,181 - EMI = ₹8,932 Total amount to pay = ₹1,10,725/- *Interest Rate varies based on your risk profile. Only a fraction of our customers get an interest rate higher than 30% p.a. Our Lending Partners: → SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited) https://bit.ly/46KNzh9 → Incred Capital Financial Services Pvt Ltd https://bit.ly/3eTT0op → Kisetsu Saison Finance (India) Private Limited https://bit.ly/FreoCS → Cholamandalam Investment and Finance Company https://bit.ly/Cholamandalam → Transactree Technologies Pvt Ltd https://bit.ly/3UkU5WJ → Tapstart Capital Pvt Ltd. https://bit.ly/3qOUeEc Our Partners: → YES Bank - YES Bank Ltd. → Equitas SFB - Equitas Small Finance Bank → Lendbox - Transactree Technologies Pvt Ltd → Liquiloans - NDX Financials Services Pvt Ltd Gold Investment – Start with Just ₹10! • Invest in 24K gold starting from as little as ₹10 • No hassle of physical storage—buy & sell anytime, anywhere • Haven’t invested in gold yet? Start small, start now with just ₹10 and turn your savings into something precious! Insurance – Protect What Matters • Curated insurance plans for life’s uncertainties • Coverage for vector-borne diseases like Malaria & Dengue • Daily cash benefits during hospitalization • Comprehensive vehicle insurance for cars and bikes • Women-centric health plans for specific healthcare needs • Pet insurance to protect your furry friends • Secure your valuables and big purchases with peace of mind • Affordable, tailored protection for all. Haven’t secured your future? Explore Freo’s insurance options now! Fixed Deposits – High-Return Rates • Instantly book FDs from ₹1,000/- with returns up to 9%* • Guaranteed growth with flexible tenures to suit your needs • Choose from trusted banks & institutions for reliable investments • Enjoy peace of mind with guaranteed returns. Start growing your money today! Freo’s products are designed to help you get started with ease. Haven’t explored them yet? Start small, start now, and experience the difference for yourself! Contact: hello@freo.money
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IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit. Product features: Personal loan Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc. Personal Loan Eligibility Age - 18 years - 60 years Employment Type - Salaried/Self-Employed Minimum Net Income (monthly) - ₹10,000 Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years Tenure: (Min) 6 to (Max) 60 months Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile Representative Example With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months. The total payout here would be: Principal Amount – Rs 5,00,000 Interest Charges (@25%): Rs 3,80,540 Loan processing Fee (@2%): Rs 10,000 Documentation Charges: 400 Amortization Schedule charges: 150 Total cost of the loan: Rs 8,91,090 Our Lending Partners: Clix Capital Services Private Limited PaySense Services India Private Limited Axis Bank Limited BHANIX FINANCE AND INVESTMENT LIMITED Piramal Capital & Housing Finance Limited Whizdm Innovations Private Limited’s LENDINGKART Finance Limited Rupeek Fintech Pvt Ltd Ruptok Fintech Pvt Ltd Flat White Capital Pvt. Ltd. Tata Capital Financial Services Limited BAJAJ FINANCE LIMITED Bridge Fintech Solutions Private Limited HDFC Bank Limited ICICI Bank Limited Kotak Mahindra Bank Limited YES BANK Ltd IndusInd Bank Limited InfoCredit Services Private Limited Kisetsu Saison Finance India Private Limited IIFL Finance Limited InCred Financial Services Limited L&T Finance Limited Ditya Finance Private Limited Finnovation Tech Solutions Pvt. Ltd. SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED Maybright Ventures Pvt. Ltd. MWYN Tech Private Limited IDFC FIRST Bank Limited Citi Bank India Limited Standard Chartered Bank PLC State Bank of India Freecharge Payment Technologies Private Limited *Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time. * However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy Credit Card With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank. Free Credit score / Cibil Score At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
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Freo - UPI, Insurance, Loans VS.
IndiaLends-Loans, Credit Score

gennaio 16, 2026