Mocasa: Pay Later & Quick Loan 앱 분석 (10월 1일)

Get your first Cash Loan or Virtual Mastercard on Mocasa – Hassle-free! Instant approval with transparent pricing. Mocasa Quick Loan Highlights: · Loan amount: ₱1,000.00 - ₱50,000.00 · Loan term: 91 days - 365 days · Maximum APR: 144% · Third-Party Convenience Fee: Up to ₱20 per transaction (varies by payment channel) REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN: 91-day loan with principal amount of ₱10,000 · Interest (5.500% per month × 3): ₱1,650 · Service Fee (16.5% of principal): ₱1,650 · Total cost retained by Mocasa: ₱3,300 · Total Repayment: ₱13,300 · Monthly Repayment: ₱13,300 ÷ 3 = ₱4,433.33 · Annual Percentage Rate (APR): 132.36% Note: Convenience fees charged by third-party payment gateway providers are disclosed separately and are not included in the APR. Mocasa Virtual Mastercard Features: · Interest-Free Period: Enjoy up to 50 days of interest-free credit, just like a standard credit card. · Shop Anywhere: Add it as a payment method to any app or website that accepts Mastercard. · Scan to pay: Pay via QRPh code at stores nationwide. · Bill Payments: Pay utility bills or buy load/data directly within the Mocasa app. PRIVACY & PERMISSIONS · Your privacy is our priority. We will never disclose your personal information to anyone without your permission or sell your data to third parties. · Before you avail of any loan, we will provide a Disclosure Statement in compliance with the Truth in Lending Act to ensure full transparency—no surprises. · Study the terms and conditions in the Disclosure Statement before proceeding with any loan transaction. · Mocasa strictly complies with Google Play policies and does not require access to your Contacts, Call logs, or Photo Gallery. WHO CAN APPLY? · 21+ years old · Filipino citizen · Have 1 government-issued ID · Have a stable income HOW TO APPLY? · Register: Create an account with an active mobile number. · Apply: Fill out the simple Online Loan Forms. · Review: Get evaluated in as fast as 5 minutes. · Cash Out: Money will be disbursed to your preferred account immediately upon approval. WHY CHOOSE MOCASA? · High Limit: Get approved for up to ₱50,000. · Easy Access: 100% online process with no collateral required. · Transparent Pricing: All fees and costs are clearly disclosed before you confirm your loan. · Fast Disbursement: Transfer cash instantly to your GCash, Maya, Lazada wallet, or bank account. WHO WE ARE · Corporate Name: Philippines Cashtrout Lending Corporation · Business Name: Mocasa · PSEC Registration Number: CS201910407 · Certificate of Authority (CA): 3015 · Office Address: 4/F Kings Court 1 Building, 2129 Chino Roces Ave., Pio del Pilar, Makati City, Metro Manila, Philippines CONTACT US We value your feedback! If you have any questions or suggestions, please contact us: · Email: support.user@mocasa.com · Office Hours: 8:00 AM – 8:00 PM, Monday to Sunday · Website: www.mocasa.com Follow us for the latest updates:Facebook/Socials: @MocasaPayLaterandQuickloanPH @MocasaCustomerServicePH