MariBank PH (SeaBank) 앱 분석 (9월 21일)

Ranked as the No. 1 Bank in the Philippines in Forbes’ World’s Best Banks 2026, MariBank PH (formerly SeaBank PH) is now a BSP-licensed digital bank offering simple, reliable, and rewarding ways to save, pay, and earn every day—proudly part of the Sea Group, the same group behind Shopee. Open an account in 5 minutes and enjoy daily interest earnings, unlimited free transfers, and cashback rewards that make everyday spending more rewarding. Join Millions of Filipinos saving smarter with the No. 1 Bank, MariBank! EVERYDAY BANKING MADE SIMPLE: HIGH INTEREST EARNINGS & FREE TRANSFERS • Earn up to 3.75% p.a. on your savings, credited DAILY. • Unlimited FREE transfers via InstaPay and PESONet. • No maintaining balance, no lock-in period, and no account fees. ENJOY CASHBACK AND EVERYDAY REWARDS • Enjoy up to 10% cashback with your MariBank Card: 10% on train rides, 5% on ride-hailing apps, 3% on gas, 3% at select supermarkets, and 1% on all other local spend! • Get ₱5.00 cashback on each merchant QRPh transaction. • Get up to 5% off on Load & Mobile Data promos when you buy via the MariBank app. • Get up to ₱50 cashback monthly when you pay bills via the MariBank app. EVERYDAY PAYMENTS, NOW CONNECTED: LINK SHOPEEPAY AND SPAYLATER • Link your ShopeePay and SPayLater accounts to the MariBank app in minutes. • Scan to pay with MariBank, ShopeePay, (or SPayLater for select users) and earn cashback. • Transfer funds between ShopeePay and MariBank more easily & repay your SPayLater loans with fewer steps. • Pay less with available Vouchers in your QR purchases when you link your ShopeePay and SPayLater accounts! GROW YOUR SAVINGS WITH UPFRONT TIME DEPOSIT • Interest earned instantly upon successful placement. • Get 3.75% p.a. on a minimum of ₱100 in a 1-month or 3-month deposit. • Choose auto-rollover to renew automatically when your time deposit matures. SHOP ANYWHERE WITH CONFIDENCE • Get a MariBank Card and enjoy 0% Foreign Transaction Fees when you use your card to shop in-store abroad. • Enjoy FREE ATM withdrawals abroad and cash out at ATMs nationwide. • Feel secure with the numberless MariBank Card, with transaction controls and limits easily and instantly configurable in the MariBank app. • Use your Mari Credit Card on Shopee Checkout and enjoy 2% coins cashback & 0% interest. • Link your MariBank Card to Google Pay for fast, secure, cardless payments while keeping your favorite cashback perks. FLEXIBLE LOAN OPTIONS • Selected users may access Mari Loan with competitive interest rates of as low as 0.95% per month and flexible repayment terms. SECURE, REGULATED, AND PROTECTED • Your account is secured with multi-factor authentication and encryption. • MariBank Philippines, Inc. is regulated by the BSP. • Deposits are insured by PDIC up to ₱1 Million per depositor. MariBank PH is part of Sea Limited (NYSE: SE) — the global consumer internet company behind Shopee and Garena. FOLLOW US TO STAY UPDATED WITH OUR PROMOS & SERVICE ANNOUNCEMENTS • Facebook: facebook.com/MariBankPH/ • Instagram: instagram.com/maribank.ph • Tiktok: tiktok.com/@maribank.ph