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LendSwap
- WIAM NIGERIA LIMITED
- Apple App Store
- BOŞTA
- Finans
LendSwap – Your Financial Ally in Nigeria
Need a fast and fully digital loan? LendSwap offers personal loans from ₦5,000 to ₦2,000,000 — no paperwork, no credit bureau, no hidden fees.
Why Choose LendSwap?
Instant approval - Apply and get funds in minutes.
Total transparency - No hidden charges, all terms upfront.
Flexible loan amounts - From ₦5,000 to ₦2,000,000 based on your profile.
Custom terms - Repay in 30 days or up to 12 months.
Trusted & secure - We operate under license and in accordance with Nigerian financial laws and regulations.
How It Works
Download the app and register using your phone number and BVN.
Choose your desired loan amount and term.
Review your repayment plan and accept.
Receive the funds instantly in your bank account or card.
Repay on time to increase your future loan access.
Basic Requirements
Be at least 18 years old
Reside in Nigeria
Have a valid BVN
Own a smartphone (iOS) with internet access
Loan Costs
The loan term is agreed between LendSwap and the customer.
All loans are subject to approval. Applicants must accept our Terms & Conditions, Privacy Policy, and sign a digital loan contract.
- Total Annual Cost (TAC): From 511% to 1,095% annually, including all applicable fees and charges
- Effective as of April 23, 2024
Consequences of non-repayment may include
Collection fees
Negative credit history impact
Legal actions for contract breach
Customer Support & Legal Details
Office Address: 16, Idowu Martins Street, Victoria Island, Lagos
Email: support@lendswap.com
Phone: 080 6046 1429 | +234 806 046 1429
Office Hours: Monday to Friday, 9:00 AM – 6:00 PM
Official Website www.lendswap.ng
Legal Regulation: Under the laws of the Federal Republic of Nigeria
Data Protection: Compliant with NDPA, KYC, KYB – with data encryption, firewalls, and secure access controls
Important Notes
By using this application, you agree to our Terms and Conditions ( https://lendswap.com/ng/terms-and-conditions) , as well as our Privacy Policy (https://lendswap.com/ng/privacy-policy). These explain how we collect, use and protect your information, as well as your rights and responsibilities as a user.
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Ocak 24, 2026