3 Aralıkiçin Lenditt: Personal Loan App uygulama analizi

Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals. Lenditt is India’s best online Personal Loan provider, trusted by 2+ million salaried professionals all across India. You can avail an instant personal loan of up to ₹3 lakhs. Whether you need funds for your personal use, to overcome an emergency, to get a new bike, to renovate your house, or to finance your dream vacation, Lenditt loan App ensures quick, hassle-free access to funds directly in your bank. Besides instant personal loans, we allow you to conveniently: - Digi Gold & Silver - Home Loan Services - Spend Analytics - OPD & Wellness Insurance Our Lending Partners Lenditt proudly collaborates with esteemed RBI-approved NBFCs. Chinmay Finlease Limited- NBFC Registration Number- B.01.00558 Madhur Instalments Private Limited- NBFC Registration Number B-12.00396 Our Features Loan Amount: Rs. 10,000 to Rs. 3 Lakhs Quick Turn-around time: within 15 minutes Repayment Tenure: 3 to 12 months Flexible Repayment options 100% Paperless loan application No guarantors or collateral No upfront Fees Loan Eligibility Age- 21 to 55 years Must be an Indian Citizen Minimum take home income of 20,000/ month Bank Account where monthly salary is deposited Valid Government Proofs- Aadhaar & PAN Card Credit Score- 680+ Loan Associated Charges Interest Rate: 28% to 36.5% Processing & other Applicable charges: From 5 % to 6.5% of the loan amount (this may vary based on your profile) Documentation charges: 1% Online Convenience charges ₹200 Bounce charges ₹500 + GST as applicable Minimum APR- 26% Maximum APR- 60% Note: GST charges will be added to the Processing charges, Documentation charges, and Online Convenience charges. Illustrative calculation of APR Disclosure Loan amount(Principal)= ₹30,000 Loan Duration= 180 Days Interest Rate= 28% p.a. Total interest on the personal loan= ₹4,104 Processing charges (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience (₹200)= ₹2,000 Total Deductions (Processing charges + Documentation charges + Online convenience + GST) = ₹2,360 Net Disbursed Amount= Loan Amount - Total Deductions= ₹27,640 Total Repayable Amount (Loan Amount + Interest) = ₹34,104 PF+DC+GST is deducted upfront during the loan disbursal. Note: This is an indicative calculation, interest and other charges vary based on your profile. Step to avail a Personal Loan from Lenditt Download the Lenditt App Sign up using your active mobile number Provide your PAN Card or Aadhar Card number & check your eligibility Upload your KYC document, including your ID, address proof and PAN card Choose among the loan amounts offered to you Provide your bank account details Get money in your bank account Why Choose Lenditt for Instant Personal Loan? ✔️ Trusted and Reliable: Lenditt is a premier choice for personal loans. ✔️ Lightning-fast Approval: We process your application in just 15 minutes. ✔️ 100% Paperless Process: We say NO to Paperwork. ✔️ Lowest Interest Rates: We offer the most competitive interest rates in the market. ✔️ Flexible, secure, & tailored: Loan option tailored for you, with top-tier security to keep your data safe. Invest in Digital Gold & Silver Online Lenditt is the most trusted platform to invest in Digital Gold & Silver. There is NO minimum purchasing limit. You can invest in Digital Gold or Silver for as low as ₹1/- Home Loan Owning and Securing the right home loan can make the journey smoother when bought from Lenditt. Track your Spending with ease! Easily track and analyze your expenses with our Spend Analysis feature, giving you clear insights to manage your finances better. Insurance We ensure your family’s financial security with the right OPD & Wellness Insurance coverage. Contact Email: support@lenditt.com Call: +91 7862839654 Address: Times Corporate Park, Thaltej, Ahmedabad- 380059 T&C Applied!