16 Ocakiçin SikaNow: Online Credit Loan uygulama analizi

SikaNow - Fast Loan at Your Fingertips Need cash for emergencies? SikaNow offers reliable, quick cash loans with no collateral, making it easy to access funds whenever you need them. Loan products Loan amount: TSH 10,000 - TSH 500,000 Loan term: 90 days - 360 days Interest rate: from 0.04% to 0.08% daily Service fee: from 1% to 5% Maximum Annual Percentage Rate (APR): Less than 36%. Loan example If the loan amount is TSH 100,000, the loan term is 180 days, the daily interest rate is 0.05%, and the service fee is 5%: Total interest fee: TSH 100,000 × 0.05% × 180 days = TSH 9,000 Service fee: TSH 100,000 × 5% = TSH 5,000 Total Repayment: TSH 100,000 + TSH 9,000 + TSH 5,000 = TSH 114,000 Annual Percentage Rate (APR) is 28.39% Get Your Loan in Simple Steps 1. Download the SikaNow app. 2. Sign up or log in with your phone number. 3. Fill in your details and submit your application. 4. Check your loan details. 5. Once approved, funds are instantly sent to your linked account. Key Advantages of SikaNow • Easily Apply: 100% online process, simple and paperless. • Fast approval: Get a 5-minute approval ready when you need it. • No Collateral: Fast, Simple, Collateral-Free Loans. • Credit Boost Benefit: Making timely repayments strengthens your credit and opens access to higher loans. Requirements: • Tanzanian citizen or legal resident • Above 18 years old • Have a stable job or source of income Privacy & Permissions To provide secure lending services, SikaNow may access certain device data for identity verification, credit evaluation, and fraud prevention. You’ll always be informed and asked for consent before required data is used. Your data is encrypted and never shared without permission. Get in Touch If you have any questions, comments, or need help, please contact: Email: sikanow@happylendfin.com Address: Ilala District, P.O. Box 77065, Dar es Salaam, Tanzania