12 Ocakiçin Pratico Speed: Quick Credit uygulama analizi

Pratico Speed is a mobile loan application tailored specifically for the Ugandan region, aiming to meet the emergency loan needs of individuals. With our app, you can easily apply for a loan and receive financial support quickly, helping you grow your business or address unexpected situations. Loan Product Features - Loan Limit: UGX 30,000 - UGX 2,000,000 - Loan Term: 80 days to 180 days - Daily Interest Rate: 0.1% - 0.6% - Annual Percentage Rate (APR): 36.5% - 87% - Repayment: Every time repayment, including both principal and interest. Example: If you apply for a loan of UGX 2,000,000 for 80 days at an interest rate of 0.138%, the effective loan amount is UGX 2,000,000. The total cost of the loan will be UGX 2,000,000 * 80 * 0.138% = UGX 220,800. The total amount to be repaid is UGX 2,220,800, payable in one installment after 80 days. Eligibility Criteria for the Loan - Age between 18 and 60 years - Possess a valid national identification card - Have a stable income source, including employed or self-employed individuals Required Documents to Apply for a Loan - A payment account in your name - Complete our loan application form - Agree to the app’s terms and privacy policy How to Apply for a Loan 1. Download and install the Pratico Speed app. 2. Authorize data permissions. 3. Register using your phone number. 4. Fill in the required details. 5. Submit your loan application and agree to the loan agreement. 6. Upon approval, the funds will be transferred directly to your account. If your application is denied, check your information and reapply. Data Security To effectively evaluate your creditworthiness, Pratico Speed requires access to relevant information. You have the right to choose whether to authorize data collection. All data is securely stored and processed. We employ multiple measures (such as HTTPS encryption, firewalls, anonymization, and access controls) to ensure data security. Ensure your mobile device is always updated with the latest version to access new features. Customer Service and Complaints If you have any questions or complaints, contact us at: servico_ug@praticospeed.com Privacy Policy: https://uganda.praticospeed.com/privacy-policy