1月19日 的 IndiaMoneyMart - P2P Lending 應用程式分析

Fair Vinimay Services Private Limited (IndiaMoneyMart-IMM) is India’s favored Peer-To Peer (P2P) platform. An RBI Registered NBFC P2P (N-13.02306) offering attractive returns to lender and affordable loans to borrower. It is a marketplace connecting creditworthy small business borrowers with lenders directly. IMM’s strong fintech platform along with on-ground PAN India presence and meticulous borrower evaluation helps lenders earn higher returns. IMM believes in direct sourcing, in-depth credit assessment and in-person meeting with borrowers to build a portfolio of hand-picked prime borrowers for lenders. Lendor can split funds into multiple loans to minimize risk along with precise online tracking & collections support. Lenders get calling, email and complete relationship support. Earn higher returns by lending on P2P Platform and Change Lives | Lend Now Why IMM ■ Trusted by 2000+ registered lenders ■ RBI–registered, a regulated entity ■ Backed by marquee investors from the industry IMM Salient Features for Lender ■ RBI Registered NBFC-P2P ■ Credit Worthy Small Business Borrowers ■ Loan for Productive Business Use ■ Direct On-Ground Assessment ■ Direct Relationship with PAN India Presence ■ Managed by ICICI Trusteeship Services Pvt. Ltd. ■ No withdrawal charges ■ 100% digital account opening process ■ Lending amount Rs. 25000 to Rs. 50,00,000 ■ Eligibility Criteria: A person should be an adult Indian citizen with a valid KYC and Indian bank account to become an lender on the platform. ■ NRIs with NRO account and Indian PAN are also eligible to be lender on Platform. IMM Salient Features for Borrower ■ Maximum Tenor 36 months ■ Annual Percentage Rate (APR): 18 - 25% ■ Processing Fee: 1 – 5% of loan amount (+ GST of 18%) ■ Loan Amount: Up to INR 5 Lacs. ■ Registration fees: INR 100 + GST of 18% A representative example of the total cost of a loan: For Rs.50,000 borrowed for 6 months, with interest rate @ 18% per annum reducing and Processing fee of 1%, at APR 22% borrower would pay: ■ Processing fee: Rs. 590 (Incl GST) ■ Registration fee: Rs. 118 (Incl GST) ■ EMI (Monthly Repayment) =Rs. 8776*6 months ■ Total Interest Paid = Rs.2658 ■ Total Amount to be paid =Rs.53,366 Interest Rate may vary based on your risk profile To know more about us check out - https://www.indiamoneymart.com Please reach out to us with your queries and feedback at support@indiamoneymart.com Regards, Team IndiaMoneyMart Risk Disclaimer: Fair Vinimay Services Private Limited (IndiaMoneyMart, “IMM”) is an NBFC-P2P lending platform registered with the Reserve Bank of India. However, RBI does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by IMM and does not provide any assurance for repayment of the loans lent on it. RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company. The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and IMM is not liable. IMM only facilitates an online platform Borrowers and the Lenders on its online platform. The decision to lend is entirely at the discretion of the Lender and IMM does not guarantee that the Borrowers will receive any loans from the Lenders. IMM merely aids and assists the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. IMM is only an ‘Intermediary’ under the provisions of the Information Technology Act, 1999.