1月10日 的 Lenditt: Personal Loan App 應用程式分析

Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals Lenditt is India’s trusted fintech company, offering instant Personal Loans from ₹10,000 to ₹3,00,000, with a repayment tenure upto 365 days (12 months) and an interest rate starting from as low as 28% p.a. With Over 2 million professionals have chosen Lenditt for fast, secure, and 100% paperless loans. Loan Terms & Conditions Loan Amount Range: ₹10,000 to ₹3,00,000 Quick Turnaround time: within 15 minutes Repayment Tenure: 3 to 12 months Bounce Charges: ₹500 Interest rate starts from 28% p.a. Annual Percentage Rate (APR) Range: 34% p.a. Other Charges: Processing Fee (5%), Documentation Fee (1%), Online Convenience Fee (₹200) + GST as applicable Example Annual Percentage Rate (APR) Calculation Loan Amount: ₹30,000 Tenure: 180 days = 6 months = 0.5 years Interest Rate: 28% p.a. Total Interest = ₹4,104 Other Charges Calculation on Loan Amount: Processing Fee (5%) + Documentation Fee (1%) + Online Convenience Fee (₹200) = ₹2,000 GST on total Other Charges = ₹360 Total Deductions = Total Other Charges + GST Net Amount Disbursed = Loan Amount - Total Deductions = ₹27,640 Total Repayable = ₹30,000 + ₹4104 = ₹34,104 Note: PF, DC, and GST are deducted upfront at the time of loan disbursement. This is an indicative calculation, interest and other charges vary based on your profile. Eligibility Criteria Age- 21 to 55 years Indian Citizen with valid Aadhaar & PAN Salaried professional with ₹20,000+ monthly income Active bank account for salary deposits Minimum credit score: 680+ Why Choose Lenditt? • No collateral or guarantor required • 100% paperless KYC process • Flexible repayment options • No upfront fees • Lenditt only works with RBI-approved NBFCs Steps to avail a Personal Loan from Lenditt Download the Lenditt App Sign up using your active mobile number Check eligibility with PAN or Aadhaar Card Upload KYC documents, including ID, address proof & PAN card Provide your bank account details Choose among the loan amounts proposed to you Get money in your bank account Our Lending Partners Lenditt proudly collaborates with esteemed RBI-approved NBFCs. Chinmay Finlease Limited- NBFC Registration Number- B.01.00558 Madhur Instalments Private Limited- NBFC Registration Number B-12.00396 Besides Instant Personal Loans, our additional- Value-Added Services: Digi Gold & Silver Invest in 24K gold & silver, starting from just ₹1. Home Loan Your first Step Towards Homeownership! Spend Analytics Spend Analytics provides you with clear insights to manage your finances. Health & Wellness Protection Plan Affordable Health & Wellness Protection Plan starting from Rs 499. Contact Us Email: support@lenditt.com Call: +91 7862839654 Address: Times Corporate Park, Thaltej, Ahmedabad- 380059 T&C Applied!