12月22日 的 EQCredit 應用程式分析

EQCredit is a modern and innovative fully online personal credit service platform launched by EL QAZYNA. Users can submit personal information and loan applications directly from their mobile phones without complicated procedures. EQCredit system automatically reviews applications and transfers funds to user’s account within just a few minutes. With our advanced financial technology, eligible users can easily and quickly obtain the funds they need. How to get a loan? ------------------------- Download the app and install it on your phone. 1. Fill in the required personal information to get your credit limit. 2. Submit the loan application form and complete electronic signature. 3. System will assess your credit. Once approved, the funds will be transferred to your bank account. Eligibility: ------------------------- 1. Kazakhstan Resident. 2. From 18 to 60 years, not student 3. Source of a monthly income. Loan Service Characteristics: ------------------------- 1. Easy to Apply: 100% online, and use your phone anytime anywhere 2. Quickly to Get Money: disburse to your bank account in 5 minutes once approved 3. Loan Limit: 10,000 ~ 300,000 tenge 4. Loan Term: 90 days 5. Interest Rates: Maximum annual interest rate is 105.85%. Calculation examples: ------------------------- Loan principle：50000tenge Loan Terms: 90days Maximum Interest in total: 50000*0.29%*90=13050 tenge Repayment total: 50000+13050=63050tenge Penalty Interest: This fee is ONLY applicable when borrowers repay bill overdue. There is NO penalty interest when you repay on time. This fee complies with the regulatory requirements of microfinance institutions in Kazakhstan. penalty interest is 3% per day of overdue principal. For example, if you have 10000 tenge overdue 3 days of principal, then the penalty interest is 90 tenge. How do i repay the loan? ------------------------- Use the app to manage your account and repay the loan. This allows you to make payments quickly and conveniently at any time. If your online repayment fails or you encounter any other issues, you can contact our customer service team for assistance. Security: ------------------------- Your information is ONLY used to audit loan apply and contact when collection. We keep your information using many encrypt rules and safe guards. We do not share your data with any third parties without your consent. Your data is totally safe with us. About us: ------------------------- EQCredit, convenient online personal loan platform, focus on providing personal credit services using modern information technologies such as big data and cloud computing. Our goal is to offer simple and affordable financial services to mobile internet users in Kazakhstan. Company Name: EL QAZYNA Registered Address: 010000, РЕСПУБЛИКА КАЗАХСТАН, Г.АСТАНА, РАЙОН АЛМАТЫ, улица Жұмекен Нәжімеденов, дом № 16Б, Нежилое помещение 8 BIN: 241140025991 Partner bank: AO “Bank CenterCredit”, No. KZ928562203146173245 BIC: KCJBKZKX License No.: 01.25.0001.M License Issue and Effective Date: From February 25, 2025 Issued by the Department of Regulation and Development of the Financial Market of the Republic of Kazakhstan. Policy: https://m.eqcredit.kz/pages/privacyPolicy/privacyPolicy