12月4日 的 Omega Loans 應用程式分析

Need funds—without the headache?
 Omega Loans offers affordable instant loans with transparent pricing, flexible terms, and fast disbursement to eligible customers. Why Omega Loans • Fair rates: 16.50% APR • Flexible terms: 3–12 months repayment • Loan amounts: $50–$1,500 • No hidden fees: No processing or onboarding fees • Fast disbursement: Same-day approvals (subject to cut-off times) • Build your profile: Repay on time to unlock higher limits over time How it works 1 Apply in minutes with basic details in the app. 2 Review & accept your personalised loan offer—see total cost upfront. 3 Receive funds often the same day for supported payment systems. Key Disclosures • Loan amounts: $50–$1,500 • Repayment period: Minimum 3 months; maximum 12 months • APR: 16.50% • Fees: ◦ Processing fee: None ◦ Onboarding fee: None ◦ Late fee (if applicable): A one-time late fee may apply if you miss a payment after any applicable grace period. All fees are disclosed in your loan offer before you accept. • No compounding of the principal: The loan amount does not compound or accrue beyond the disclosed terms. Representative examples (at 16.50% APR, fixed): • Borrow $1,000 for 12 months → Monthly ≈ $90.97 → Total repayable ≈ $1,091.61. • Borrow $300 for 6 months → Monthly ≈ $52.43 → Total repayable ≈ $314.60. Actual offer depends on eligibility, credit assessment, and verification results. Availability of same-day disbursement depends on payment systems support and verification timelines. Eligibility & Responsible Borrowing • You must be 18+, meet identity and affordability checks. • Borrow responsibly—only what you can comfortably repay. We assess affordability to help prevent over-indebtedness. Security & Privacy We use encryption and strict access controls to protect your data and never sell your personal information. Read our full Privacy Policy in-app or on our website. Support Questions or need help with your application or repayments? Our support team is here for you via in-app chat or email.