12月4日 的 Poonawalla Fincorp 應用程式分析

The Poonawalla Fincorp app is here to manage all your financial needs. You can apply for Instant Loan, Personal Loan, Business Loan, Professional Loan, Medical Equipment Loan, Loan Against Property and Pre-owned Car Loan with this app. You can also check your CIBIL score using this Poonawalla Fincorp app. Instant Personal Loan Poonawalla Fincorp’s Instant Small Personal Loan is an extremely convenient product for a borrower who is looking for a quick small-ticket loan. This loan is helpful for borrowers who need small financial assistance for achieving their immediate goals. Highlights for Instant Personal Loan • Loan amount: Rs. 50,000 to Rs. 5 Lakh • Competitive interest rates starting from 16% to 36%. APR varies from 20% to 40% • Processing Fee: 2.5% of sanction amount + GST • 100% Digital process • Minimal documentation • No collateral/security • Flexible tenure: from 3 month to 36 months • Quick Approvals • Quick loan disbursal • Easy process Example: Loan Amount: ₹50,000 Tenure: 12 months Interest Charged: ₹ 4,441 (16% per annum) Processing Fee: ₹1475 (2.5% of Loan Amount: ₹1250 + GST @18%: ₹225) APR: 24.6% Stamp Duty: ₹100 Broken Period Interest*: ₹700 Amount Disbursed: ₹47,725 EMI Amount: ₹ 4,537 Loan amount is ₹ 50,000. Disbursed amount is ₹ 47,725. Total loan repayment amount is ₹ 54,441 *Example: Loan Disbursement Date: 14th July First EMI Date: 5th September Interest component to be calculated: 5th August to 5th September BPI to be calculated from 14th July to 5th August No. of days for BPI: 21 BPI Amount: ₹700 Personal Loan Apply for Personal Loan online up to Rs. 30 Lakhs. Whether you want to fund your medical bills without dipping into your savings or pay for your wedding expenses, you can apply for a personal loan through our personal loan app. Highlights for Personal Loan • Loan amount up to 30 Lakhs • Competitive interest rates starting at 9.99% p.a. • Processing Fee: Up to 2% plus taxes • 100% Digital process • No collateral/security • Flexible tenure • Minimum documentation • Quick Approvals Business Loan Empower your business and take it to new heights with Poonawalla Fincorp's fast and hassle-free loan app. You can boost working capital, buy new business equipment, and expand your workforce with Poonawalla Fincorp’s app. Highlights for Business Loan • Loan amount up to 50 Lakhs • Competitive interest rates starting at 15% p.a. • Processing Fee: Up to 3% of sanction amount plus taxes • 100% Digital process • No collateral/security • No hidden charges • Minimal documentation Professional Loan Poonawalla Fincorp offers a wide range of benefits and features in Professional Loan. You can expand your practice, enhance your professional skills and renovate your office space with Poonawalla’s Professional Loan. Highlights for Professional Loan • Multi-purpose sanction up to ₹50 Lakh • Competitive professional loan interest rates starting at 9.99% p.a. • Processing Fee: Up to 2% of sanction amount plus taxes • No prepayment and foreclosure penalty if paid from own sources • Collateral-free loan for professionals • Flexible tenure ranging up to 60 months Pre-Owned Car Loan • Loan up to Rs.75 Lakhs • Interest rate starting at 11% p.a. • Processing Fee: 1% of sanction amount plus taxes • Loan up to 100% of car value • Flexible Repayment Option Loan Against Property • High LTV for ample funding ranging up to ₹10* Crore • Competitive interest rate starting at 9% p.a. • Processing Fee: Up to 1% of sanction amount + GST • Wide range of properties accepted as collateral • Long and flexible tenure up to 15 years • Quick and easy approval process Medical Equipment Loan • Higher loan amount of up to ₹10 Crore • Competitive interest rates starting at 9.99% p.a. • Up to 1% of sanction amount + GST • Longer repayment tenure of up to 84 months • No hidden charges We have taken all security measures for your privacy and safety. In case of queries please reach out to “customercare@poonawallafincorp.com”