7月11日 的 Stashfin UPI, Pay Bills, Loans 應用程式分析

Stashfin is India’s leading fintech platform that simplifies your relationship with finance. Trusted by 40 million+ users, Stashfin offers Credit Card Bill Payments, Instant UPI Money Transfers, 24K Digital Gold, Credit Health Reports, Corporate Bonds, Personal Loans, Insurance, and more. 1. Credit Card Bill Payments Win 24K gold worth upto ₹500 on every credit card bill payment Manage multiple credit cards without switching between banking apps Pay your bills via Stashfin UPI, BHIM UPI, PhonePe, GPay, or any other UPI app Settle your credit card outstanding without logging into your bank’s portal Get real-time reminders & updates on your credit card bill 30+ Credit Cards Supported on Stashfin HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, SBM Bank India Limited, DBS Bank, South Indian Bank, HSBC Bank, and all VISA, Mastercard, RuPay, Diners Club, AMEX, and Discover cards Utility Bill Payments & Recharge, powered by Bharat Connect Never miss a due date for electricity, water, gas, & other essentials Covers 300+ major national & regional service providers Instant FASTag & mobile recharges for Jio, Airtel, Vi, BSNL or other networks 2. Money Transfer via UPI Payments Send money using a UPI ID or mobile number Link multiple SBI, HDFC, ICICI, Axis & 140+ other bank accounts & enjoy self-transfer Scan QR code to pay merchants Split bills & other payments with friends Set up recurring payments for bills & subscriptions Check transaction history & account balance in real time 3. 24K Digital Gold Secure your savings in 24K gold Start investing with just ₹10 Track gold rate in real time Insured locker storage powered by Augmont Flexibility to liquidate anytime SIP or lump sum gold investment options 4. Credit Health Report & Credit Builder Secure better loan & credit card offers with credit builder & repair Get detailed reports & expert tips to boost credit score 5. Corporate Bond Earn competitive returns of upto 14.8% p.a. Start investing with just ₹10K Get monthly interest directly to your bank account 6. Insurance Low-cost, high-impact insurance plans to secure your earnings 100% digital process with a user-friendly interface Annual insurance plans starting at ₹4/day 7. Gift Vouchers Exclusive offers on Amazon, Flipkart, Nykaa, Myntra & more Save on Zomato, Zepto, Blinkit, Bigbasket, and other delivery apps Deals for PVR INOX, Uber, MakeMyTrip, and others 8. Personal Loan Get upto ₹5 Lakh at 0% interest for upto 30 days Only pay interest on the funds you utilise No collateral or assets are required as security No branch visits needed. Just provide your PAN, Aadhaar, & a selfie Zero foreclosure or prepayment charges Apply anywhere, anytime via Stashfin app Zero hidden charges Eligibility Qualification: Age: 18 to 59 years. Employment Status: Available for both salaried and self-employed individuals Income: Minimum monthly income as per current policy Credit Score: A credit score of 730 or above (exceptions may apply) Tenure, Interest & Fees Personal Loan Interest Rate: 0% interest for the first 30 days. 11.99%-36% interest rates apply thereafter Platform Fees: 2.85% + 18% GST Transaction Fees: 3% + 18% GST Foreclosure Charges: NIL Annualised Percentage Rate or APR: 10% to 45% Tenure: 0 - 42 months We ensure transparency with clear ROI calculations & the following sample EMI calculations on personal loans: Loan Amount: ₹40,000 Platform Fee (inc. 18% GST): ₹1,345 Transaction Fee (inc. 18% GST): ₹1,416 Interest Rate: 36% per annum Total Loan Amount: ₹42,966 Tenure: 36 months Equated Monthly Instalment (EMI): ₹1,968 Stashfin is a digital lending application (DLA) of Akara Capital Advisors Private Limited (NBFC) and other lending partners. Contact us: Email: grievance.officer@stashfin.com Call: +91-9289108566