1月17日 的 LinkCredit 應用程式分析

LinkCredit is a personal credit app designed to help eligible Nigerian residents access personal loans in a transparent and responsible way. ◉Loan Features • Loan amounts depend on individual eligibility and credit assessment • Flexible repayment periods based on available loan options • Clear disclosure of total repayment amount and due date • No collateral required • Simple digital application process Loan availability, amounts, and repayment durations may vary depending on user profile and assessment results. ◉Interest Rate & APR Disclosure The Annual Percentage Rate (APR) for loans offered through LinkCredit ranges from 24% to 36%, depending on the loan amount, repayment period, and user eligibility. ◉Example (for reference only): If a user borrows ₦21,000 with a 90-day repayment period, the applicable APR may be 29.20%, with the total repayment amount displayed before confirmation. The exact APR and total repayment amount are always shown in the app prior to loan submission. ◉How It Works 1. Download the LinkCredit app and create an account 2. Complete identity and eligibility verification 3. Select an available loan amount and repayment duration 4. Review the APR, total repayment, and due date 5. Submit your application and receive funds upon approval ◉Eligibility Requirements • Nigerian resident • Aged 18 years or above • Valid identification and bank account Meeting eligibility requirements does not guarantee loan approval. All applications are subject to assessment. ◉Responsible Lending LinkCredit promotes responsible borrowing. Users are encouraged to borrow only what they can afford to repay on time. Late repayment may affect future eligibility. ◉Customer Support If you need assistance or have questions regarding your loan, our support team is available to help. Support availability and contact details are provided within the app.