1月18日的Prosper - Financial Planner应用程序分析

Take control of your financial future with Financial Planner, the ultimate personal finance simulator designed for privacy and long-term growth. Whether you are dreaming of Financial Independence, Retire Early (FIRE), optimizing a mortgage, or simply managing household expectations, our app helps you visualize the path to wealth. ** 100% PRIVATE & OFFLINE ** Your financial data is your business, not ours. All computations are performed locally on your device. We do not track, store, or send your personal data to any external servers. ** LIFETIME PRO ACCESS - NO SUBSCRIPTIONS ** Say goodbye to monthly fees. Unlock the full power of Financial Planner with a transparent one-time payment. Pay once, use forever. ** SIMULATE YOUR NET WORTH ** Stop guessing and start projecting. - Visual Projections: View your net worth evolution over decades with interactive charts. - Detailed Cash Flow: Input income, expenses, assets, and liabilities to see the big picture. - Scenario Planning: Run "What-if" scenarios. How does a salary increase or a new car purchase affect your retirement date? ** ADVANCED MORTGAGE CALCULATOR ** Don't just pay your loan; hack it. - Amortization Strategy: Simulate how voluntary extra payments reduce your interest and shorten your loan term. - Rate Impact: Test different interest rates to see how they impact your monthly installments and total payout. - Optimize: Find the perfect balance between investing and debt repayment. ** COMPOUND INTEREST & INVESTMENTS ** Visualize the power of time and consistent savings. - Real Growth: Set custom inflation rates and fees to get a realistic simulation of your purchasing power. - Investment Sandbox: Compare different contribution levels and return rates to see how compound interest works in your favor. ** HOUSEHOLD MANAGEMENT ** - Multi-Profile Support: Create profiles for a spouse, partner, or dependents. - Unified View: View individual charts or combine profiles into a single "Household View" to manage family wealth holistically. ** KEY FEATURES: ** - FIRE Focused: specifically designed for Financial Independence calculations. - Inflation Adjustment: Automatically account for purchasing power loss over time. - Asset Tracking: Keep tabs on savings, stocks, real estate, and more. - Dark Mode & Intuitive UI: Complex financial math made beautiful and easy to read. Download Financial Planner today. Make smart decisions, own your data, and simulate your path to financial freedom!