12月24日的CreditKaagapay: AI Loan Finder应用程序分析

Loan Information All loan products are provided by PSEC-registered lenders in the Philippines. • Loan amount range: ₱500 to ₱50,000 • Loan term: 2 months – 12 months • Maximum Annual Percentage Rate (APR): 7.2% – 180% • 0 processing fee (depends on lender) • Applicable Tax (DST & GRT): N/A REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN (from third-party lenders): 3-month (91 days) loan with an annual interest rate of 12%, and a principal amount of ₱10,000 Total interest fee: ₱10,000 * 12% / 365 * 91 = ₱299.17 Total repayment: ₱10,000 + ₱299.17 = ₱10,299.17 Monthly repayment: ₱10,299.17 / 3 = ₱3,433.06 Credit Kaagapay – Smart Loan Finder for Filipinos Credit Kaagapay makes it easier for you to compare loan offers, check your eligibility, and apply multiple loans all in just one app. No need to jump from one loan app to another—see all your options instantly and find where you have the best chance of approval. Whether it’s for bills, tuition, emergencies, or everyday needs, Kaagapay helps you find the right loan fast and hassle-free. Main Features 1. Compare and Select Loans in One Place View different loan offers side-by-side. Compare interest, terms, fees, and approved amounts easily. 2. Smart Loan Recommendations Get matched with loan options that best fit your profile and repayment capacity—improving your chances of getting approved. 3. Re-apply Easily if Rejected Not approved by one lender? No worries. The app will show you other recommended options so you can apply again right away. 4. Quick Eligibility Check See which loans you’re more likely to qualify for before applying. Save time and avoid unnecessary rejections. 5. Apply Multiple Loans Instantly Submit your application to different trusted lenders directly from the app. More options means a higher chance of approval. 6. Clear and Transparent Details Loan costs, due dates, interest, and total repayment are fully displayed. No hidden charges. 7. Track All Your Applications Check your loan status anytime. See updates from different lenders inside one app. 8. Secure and Protected Your data is stored with bank-level encryption. Only you can access your information. Credit Score and Report Some users may view basic CIC credit report, but this is only a supplementary feature. Credit Kaagapay’s main focus is loan comparison and smart recommendations. How to Get Started 1. Register with your mobile number 2. Complete a simple identity check 3. Choose from multiple payment methods, including GCash 4. Browse and compare loan offers 5. Apply to lenders you prefer and track results in the app Regulatory & Company Information Credit Kaagapay is a loan matching platform only. We do not provide loans, conduct credit evaluation, or release funds. All loans come from licensed, independent lenders. Kaagapay Platform Inc. Business Name: Credit Kaagapay PSEC Registration Number: 2025080212917-50 Philippine Cashtrout Lending Corporation (Authorizing Kaagapay Platform Inc. to use its lending license) PSEC Registration Number: CS201910407 Certificate of Authority (CA): 3015 Stay Connected Facebook: @Credit-Kaagapay