12月22日的Peranyo Agad: Online Cash Loan应用程序分析

Licensed by Philippine SEC | Up to ₱50,000 Credit Limit - About Us Peranyo Agad (by AR HC LENDING INVESTOR, INC.) is a SEC-licensed lending company SEC Registration No.: CS201909922 Certificate Authority No.: 3009 Regulatory Oversight: Securities and Exchange Commission (SEC) Credit Information Corporation (CIC) Anti-Money Laundering Council (AMLC) National Privacy Commission (NPC) - Key Features & Benefits · Instant Approval Get loan decisions quickly — no paperwork, no collateral! · High Credit Limits Regular Users: Up to ₱30,000 VIP Members: Up to ₱50,000 (Upgrade to VIP by maintaining good repayment records) · Flexible Repayment Loan Tenure: 91–360 days Installments: 3–12 months Annual Interest Rate(APR): Maximum 36% · Zero Hidden Fees No hidden charges. Borrow with complete transparency. - Loan Calculator Example Borrowing ₱50,000 for 180 days (6 months) at 18.25% annual interest: · Interest per Installment: ₱50,000 × 18.25% ÷ 365 × 30 ≈ ₱750 (Interest calculated on a 30-day monthly basis) · Installment Amount per Month: (₱50,000 × 18.25% ÷ 365 × 30) + (₱50,000 ÷ 180 × 30) ≈ ₱750 + ₱8,333.33 = ₱9,083.33 (Principal + interest included in each installment) · Total Interest Paid: ₱50,000 × 18.25% ÷ 365 × 120 ≈ ₱4,500 (Total interest over the full loan term) · Total Amount Payable: ₱50,000 + ₱4,500 = ₱54,500 (Principal + total interest) Eligibility Requirements · Filipino citizen aged 18 years or older · Valid government-issued ID (e.g., UMID, Passport, Driver’s License) · Active Philippine bank account · Proof of stable income - Your Data & Rights Are Protected We adhere to strict legal standards: · Data Privacy User information is encrypted and processed in accordance with the Philippine Data Privacy Act (RA 10173). · Fair Lending Practices All loans undergo transparent risk assessment. We do not discriminate based on gender, religion, or ethnicity. · Responsible Borrowing Warning Loans incur interest costs. Borrow only what you can afford to repay. Failure to do so may affect your credit score. - Contact Our Support Team · Email: helpdesk@arhclending.com · Address: Santa Cruz, Diplahan, Zamboanga Sibugay · Official Website: https://peranyoagad.arhclending.com - Compliance Notice Peranyo Agad operates under SEC Lending License No. 3009. All lending practices are supervised by Philippine regulatory authorities. Late repayments may result in additional fees as permitted by law.