1月15日的Cash Ease应用程序分析

Cash Ease is a mobile loan app for users in Ghana. It provides clear loan terms so you can understand the cost before applying. Loan Terms Loan amount: GHC 500 – GHC 7,000 Loan tenure: 91 – 270 days Maximum APR: 20% per year Service fee: 1% of the approved loan amount Disbursement: Local Ghana electronic wallet Repayment: Through the same wallet or other channels shown in the app Loan Example This is an example based on the above terms: Loan amount: GHC 1,000 Loan term: 120 days APR: 20% per year Service fee (1%): GHC 10 Interest = 1,000 × 20% × (120 ÷ 365) ≈ GHC 65.75 If the service fee is deducted at disbursement: Amount received: 1,000 – 10 = GHC 990 Total repayment at 120 days: 1,000 (principal) + 65.75 (interest) + 10 (service fee) = GHC 1,075.75 All actual loans will stay within: loan amount GHC 500–7,000, tenure 91–270 days, maximum APR 20%, service fee 1%. Eligibility To apply, you must: Be 20–60 years old Hold a valid Ghanaian ID (as required by local rules) Have a local electronic wallet registered in Ghana Provide accurate information and pass credit assessment Basic Steps 1.Register with your mobile number. 2.Complete your profile and verification. 3.Choose amount (GHC 500–7,000) and term (91–270 days). 4.Submit for review and, if approved, receive funds in your wallet. 5.Repay on time through the methods shown in the app. Responsible Use Please borrow only what you can repay, read all terms carefully, and repay on or before the due date. Loans are not provided to users under 20 or over 60. Contact Us If you have questions or need help, contact: Email: support@otaigofinancial.com