12月4日的Stream (formerly Wagestream)应用程序分析

Stream is an easy-to-use financial benefits app that helps you to save, budget, borrow and get paid when you choose. If your employer has partnered with Stream, you can download the app and activate your free membership in minutes, allowing you to: - Choose when you get paid - Check your shifts and earnings in real time - Save into an easy-access account with a market-leading interest rate - Track all your spending across bank accounts in one place - Get exclusive discounts from 100s of your favourite brands - Access affordable loans, repaid from salary - Check what government benefits you are entitled to - Get personalised support from an AI money coach Representative Loan Example If the Loans product is offered as part of your employer benefits and you qualify for it: - Loan amount: £3,000 - Term: 3 years (36 months) - Monthly repayment: £109.06 - Representative APR: 12.9% (fixed) - Total repayable: £3,598.86 - Interest payable: £598.86 Repayment terms range from 1 year to 5 years. The maximum APR offered is 19.9%. The rate you receive will depend on your individual circumstances. Loans are provided by Stream Financial Services Ltd, authorised and regulated by the Financial Conduct Authority (FRN 902046). Availability depends on your employer’s participation and your eligibility.