1月12日的PaySense: Personal Loan App应用程序分析

PaySense is one of India's top-ranking best instant personal loan apps, with over 100 Lakh app installs and 3 Lacs+ happy customers available in 600+ cities. With Flexi EMI options, zero collaterals, & affordable interest rates, PaySense’s lending partners offers personal loans from ₹5,000 to ₹5,00,000. Some key features are as follows: ●Interest rate: ranges between 14% per annum to 36% per annum ●Annual Percentage Rate: ranges between 14.5 % to 40%. ●Tenure: ranges between 3 to 60 months. ●Foreclosure charge: upto 4% (excluding GST) on the remaining principal amount. ●Late Payment Charges: ₹590 (inclusive of GST). Note: the above rates are indicative and actual rate applicable are decided by PaySense lending partners. Why Choose PaySense loan app for Personal Loans? ● Simple application process - takes 2 minutes to sign-up on the PaySense loan app! ● Easy, manageable, & affordable EMIs - Choose a repayment option for your quick loan from PaySense loan app. ● Full transparency-Complete transparency with no hidden costs on the best loan app including loa and affordable interest rates. ● Easy & convenient access 24/7 - Apply anytime & anywhere. ● Zero collaterals & paperless - Submit the required documents on the PaySense loan app & no visits are required. ● Quick loan disbursement upon approval - Loans get approved within minutes on our PaySense loan app. Declaration The PaySense loan app is a platform that facilitates lending by NBFCs/banks, to customers. The details of all such lending partners are mentioned below: ● PayU Finance India Private Limited https://www.payufin.in/ ● Kisetsu Saison Finance India Private Limited https://creditsaison.in/Co-origination-Financing/ ● SMFG India Credit Company Limited (Formerly Fullerton India Credit Company Limited) https://assets.smfgindiacredit.com/sites/default/files/List_of_LSP_and_DLA_January_2023.pdf ● IDFC First Bank Limited https://www.idfcfirstbank.com/content/dam/idfcfirstbank/footer/adlp.pdf Types of loans offered on the PaySense loan app: ● Personal Loan for Marriage / Weddings ● New/Used Vehicle Loans (4- & 2-Wheeler Loan) ● Consumer Durable Loans ● Travel Loans ● Student & Education Loans ● Medical Emergency Instant Loans ● Instant Cash Loan Representative example Personal Loan Amount: ₹1,00,000 Tenure: 24 months APR: 27.81% Equivalent Monthly Interest Rate: 2% Processing Fee: ₹3,000* Interest: ₹26,891 EMI: ₹5,287 Amount to be paid : ₹1,26,888 Calculate your personal loan EMI with our personal loan EMI calculator on the online loan app.The EMI calculator provides the freedom to decide your own personal loan term & EMI amount. Personal Loan Eligibility ● You must be a resident of India ● You must be 21-60 years of age ● You must be based in any one of the 600+ cities we serve across India Steps to Apply for an Instant Personal Loan ● Install the PaySense loan app. ● Register & check your instant personal loan eligibility. ● Provide KYC documentation like ID proof (Aadhar/PAN/Voter ID),address proof (Aadhar/Utility bills/Rental Agreement), income proof (bank statement), & a photograph. ● Sign the loan application & get speedy approvals on PaySense loan app ● Once approved by PaySense’s lending partners, the personal loan amount will be credited to your account Security & Privacy Policy We at PaySense take our customer’s privacy very seriously. We ensure absolute safety via standard security and privacy standards to protect our database. PaySense loan app is safe and secure & we do not share customer information with third parties without consent. Contact us E-mail: support@gopaysense.com Twitter: @gopaysense Office Address: Empressa Building, Fourth Floor, Second Road, Khar West, Mumbai – 400 052, Maharashtra, India