12月9日的Omozing : Quick Personal Loans应用程序分析

Looking for the best Personal Loan app for your money needs? Omozing is your new age personal loan app that offers flexible personal loans up to ₹10 Lakhs at competitive interest rates, no collaterals, with transparent and easy process. We do CIBIL score 600+ for deserving cases and CIBIL -1, New to credit cases. Our experienced team of bankers does personalized repayment options of EMIs customized to your unique financial situation and your money needs. Our focus is Your Financial Wellness. We offer easy and quick loans to salaried employees (Pvt. Ltd, LLP, Partnership and Proprietorship firms). We also do loans to Self- Employed. Omozing is a simple loan application App by Aparampaar Finance Private Limited ( CIN U65100KA2019PTC130484 ) with a Reserve Bank of India registered NBFC Type-2 non-deposit taking license. The company is a regulated financial institution. Our website is www.Omozing.com Omozing provides personal loans from ₹10,000 to ₹10,00,000 with an Annual Percentage Rate (APR) between 15% to 39% on a reducing balance basis. Our loans have repayment tenures of 3 months to 24 months. Omozing is able to disburse loans nationwide in India. In summary, Personal Loan amount: From ₹10,000 to ₹10,00,000 Interest rates: From 15% to 39% per annum ( reducing balance method ) Tenure: 90 days to 24 months Processing fees : from 1.00% to 4.99% (Min Rs 500 + GST ) Why Choose Omozing for Personal Loans • RBI registered NBFC – a formal lending institution • Experienced bankers review applications and give you best options • CIBIL Score from 600+ onwards • CIBIL – 1 New to Credit, hence can support first time borrowers • Loans to Salaried and Self Employed. Loans for even LLP, Partnership and Proprietorship employees • Quick Processing Customers love us because of : ● Reasonable interest rates ● Convenient and customized EMIs ● Easy loan application ● Paperless fast documentation ● Loans available for those with low credit scores or for tricky cases Customer use our Personal Loans typically these purposes: • Emergency expenditures • Marriage / Weddings / Family Functions • New / Used Car and Two-Wheeler • Education Needs • Medical Emergencies • Consumer Durables Purchase • Credit Card Over dues • Home Renovation • Travel • Clearing your high interest loans • How to Apply for Personal Loan Online at Omozing? 1. Install the Omozing Mobile App 2. Register and submit your loan application details and documents required. 3. Provide further information such as KYC documentation like ID proof (Aadhar/PAN/Voter ID), address proof (Aadhar/Utility bills/Rental Agreement), income proof (bank statement, salary slips) and a photograph, plus other documents required. 4. Once approved, the loan amount will be credited to your bank account Omozing Main Personal Loan Eligibility Criteria • You must be a citizen of India • Your age must be between 18 and 60 years • Your net monthly take-home salary should be more than ₹15,000 Loan Example Loan Amount: Rs 1,00,000 Tenure: 12 Months Interest Rate : 20% (on Reducing Principal Balance interest calculation) EMI Amount: Rs 9,263 Total Interest Payable: Rs 9,263 x 12 months - Rs 100,000 Principal = Rs 11,156 Processing Fees (excluding. GST): Rs 2,500 ( @2.5% of loan amount ) Disbursed Amount: Rs 100,000 - Rs 2,500 = Rs 97,500 less administration/Courier/Misc. charges Total Amount Payable : EMI Rs 9,263 x 12 months = Rs 1,11,156 These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on their credit assessments. Privacy Policy: Please read https://www.omozing.com/privacy-policy/ CONTACT US: You can write to us at HelpDesk@Omozing.com Our Company Registered Office Address is: Aparampaar Finance Private Limited 1052 Sobha Dahlia, Sarjapur Outer Ring Road, Bellandur Bangalore 560103