12月26日的Foutou Credit - AI online loan应用程序分析

Need cash fast? Our AI approves you in minutes – 100% online! Digital loans, zero hassle. No calls, no branches, just quick cash deposited fast – because emergencies can’t wait. Product Information (1) Loan amount: GHS 800 - GHS 5,000 (2) Loan term: 92 days - 300 days (3) APR: 15%-32% For example: 1️⃣ If you apply for a loan 1,000 , the term is 92 days and the annual interest rate is 15 %. Daily interest rate = 15 % / 365 = 0.041 % , Interest for 92 days = 1000 * 0.041 % * 92 = 37.72 , Total reimbursement = 1000 + 37.72 = 1037.72 2️⃣ If you apply for a loan 5,000 , the term is 300 days and the annual interest rate is 32 %. Daily interest rate = 32 % / 365 = 0.088 % Interest for 300 days = 5000 * 0.088 % * 300 = 1320 Total reimbursement = 5000 + 1320 = 6320 Who can borrow? · Age Requirement: Must be over 18 years old. · Employment Status: Must be currently employed or have a stable source of income. · Identification: Must have one issued ID and a valid mobile phone number. Our Benefits: · No Collateral: Unsecured lending, no need for collateral. · Convenience: No office visits required, saving your time. · Simplicity: Only one ID needed. · Increasing Loan Amounts: Begin with small amounts and grow to significant sums over time. About us: A mobile application that offers a user-friendly, no-collateral online cash-lending service to help users address their financial needs. Contact us: Working time: 9:30 am- 19:30 pm Telephone: +233 0256123029 Email: Foutoucreditghanaservice@outlook.com Address: Q228+RW7, Atebubu, Ghana