12月29日的Loan Manager - Cobrapp应用程序分析

Collect, calculate and control your loans, collections and debts – all in your pocket Prestapp is the everyday tool for lenders, field collectors and finance teams who need to register clients, calculate interest, print receipts and get paid on time – even with a weak connection. Ditch messy spreadsheets: manage loans, daily collections, extra payments and entire portfolios in one place, and restore everything when you switch phones. Key features • Fast client and loan management: create, edit or delete records in seconds. • Flexible schedules: daily, weekly, bi-weekly, monthly or custom dates. • Three interest options: flat on initial principal, recalculated each instalment or bank-style compound. • Smart payment allocation: choose whether a payment reduces interest, principal or both; the balance updates instantly. • Ultra-fast collections: log payments in three taps, perfect for payday routes. • Routes and team collaboration: assign clients, block holidays, track collection by area. • Receipts ready to print: PDF, Bluetooth 58 mm, Wi-Fi or share via WhatsApp. • Live analytics: opening balance, outstanding principal, accrued interest and overdue payments. • Smart reminders before any instalment is due. • Multi-user access without version headaches. • Full customization: logo, currency symbol, language and receipt template. • Cloud security: end-to-end encryption and automatic backups. Business benefits Lower default rates: reminders and a clear history keep borrowers paying. 360° insight: Interactive charts help refinance or grant new loans. Total mobility: keep collecting offline; Prestapp syncs once a signal is found. Professional trust: every action is logged with user, date and optional location. Daily-collection example Create a loan equivalent to $1000000 for 60 days. Prestapp generates 60 instalments and daily reminders. Mark the payment in three taps, print the receipt and capture the client’s signature. The client pays $200000 extra; principal drops, interest recalculates and future dues shrink. Month-end: Export a PDF with all collections and send it to your accountant. FAQ • Will I lose data if I change phones? No – sign in with the same account, and your portfolio is restored. • How do I restore Premium? Tap Get Premium → Restore subscription. • What does Premium unlock? No ads, more clients and loans, unlimited pro features. • Can auto-renew fail? Yes, if your payment method expires; update it to avoid interruptions. • CSV or Excel export? Yes – export loans and collections to CSV. Prestapp Premium plans (billed through Google Play) Payment is charged to your Google Play account at confirmation. Subscription renews automatically unless you cancel at least 24 h before the end of the billing cycle. Manage or cancel at any time in your Google Play account settings; cancellation takes effect at the end of the paid period. Privacy and support Privacy Policy and Terms: https://prestapp.com.co/privacy_policy_en.pdf Support in English, Spanish and Portuguese: info@prestapp.com.co Download Prestapp now and join thousands of lenders who manage daily payments, collections and debts quickly and securely. App Disclosures PrestApp is a collections management tool. We do not provide loans or charge commissions. In-app purchases are for unlocking premium features. Accreditations and Legal Notices PrestApp is a personal organization tool. We are not affiliated with or endorsed by any financial institution or lending organization.