2月7日的CrediNaija-Quick Online Loans应用程序分析

CrediNaija provides quick and secure access to personal microloans with transparent terms. Designed for Nigerians who value convenience, safety, and clear repayment options. Why CrediNaija? Fast loan application with simple steps Flexible loan amounts to meet your needs Clear fees & transparent APR, no hidden charges Safe & secure with data protection compliance Easy repayment options from your bank How It Works Download and register with your phone number Fill in your basic information Choose loan product, select repayment term, and submit application Get approval and receive funds directly to your bank account Repay on or before the due date Eligibility Nigerian resident,18 years+ Valid phone number & bank account Consistent income source Loan Details: Loan Amounts: ₦5,000–₦500,000 Tenure: 91 to 365 days Annual Percentage Rate (APR): 25%–38% Based on factors like credit score, income, and financial situation. APR may vary for each borrower. Loan Example: Loan Principal: ₦500,000 Loan Term: 365 days Total Interest: ₦127,750 Service Fee: ₦0 Total Due:₦500,000+₦127,750=₦627,750 Annual Interest Rate: 25.55% Compliance & Privacy CrediNaija operates under Nigerian consumer protection regulations and complies with data protection standards. All customer information is encrypted and kept secure. Privacy Policy:https://privacy.ngnaija.com/privacy/ Customer Support: Available through the in-app support option