BVR: online digital bank app app analytics for November 4

Bank Vlasnyy Rakhunok – a digital bank for "Silpo" guests With my card, shopping at "Silpo" is super beneficial! More balobonus points for purchases, both personal and credit funds – all in your smartphone. You can open a virtual card in just 5 minutes using the Bank Vlasnyy Rakhunok app. Perks for shopping at "Silpo" with the Bank Vlasnyy Rakhunok card: • 1% back in balobonus points for food purchases • Free card top-ups at the cash registers • Cash withdrawals at all "Silpo" cash registers, unless there is an air raid warning How to get the card? • Download the Bank Vlasnyy Rakhunok mobile app • Verify your documents via the "Diia" app, fill out the form, and set your PIN • Get your virtual card in 5 minutes, add it to Apple/Google Pay, and use it immediately! • Want a physical one? Get it at the "Silpo" cash register, and the money for it will be refunded as balobonus points after the first purchase Balobonus points: • 1% in balobonus points guaranteed for food purchases at "Silpo" • Use your balobonus points at "Silpo", MAUDAU, LOKO – quick food delivery as early as the next day after purchase • 1 balobonus = 1 UAH – for the maximal benefit! About credit: • Virtual credit card in your Apple/Google Pay wallet • Credit limit up to 100,000 UAH, with a grace period of up to 62 days • Interest rates during the grace period – 0.00001% per month • Interest rate after the grace period is 3% per month, with an annual equivalent of 43.1% Installment payments: • Installment payments for shopping from 500 UAH • I will refund the entire receipt amount to your card • Pay in equal installments over 3 months • Monthly commission – 2% About currency cards: • Opening a currency card in USD or EUR – free • Virtual card in the app without plastic • Cash top-ups through VST Bank and non-cash transfers from card to card – free • Convenient way to buy currency online without commission. Check the rate in the bank's app • Currency converter – check the exchange rate online in the bank's app • Instant currency transfers to a foreign bank card, with a commission of only 1% About deposits: • Interest rates for UAH deposits with terms up to 12 months, ranging from 7% to 14.5% annually About "Nazbyratus": • Open "Nazbyratus" and save for your dreams – 5% per year, calculated daily • Free access to funds – deposit and withdraw whenever you want About payments and transfers: • 0.5% + UAH 5 fee for card-to-card transfers to cards issued by other Ukrainian banks using your own funds • 4% + UAH 5 fee for card-to-card transfers to cards issued by other Ukrainian banks using credit funds • Pay for utilities, electricity, and mobile top-ups with no commission • Smart expense tracking – track all expenses, bills, and finances Well, do you want to try? Download the Bank Vlasnyy Rakhunok app and get your card easily and online! Website: https://bvr.ua JSC "VST Bank". Banking license from the National Bank of Ukraine №204 from 16.09.2025, Ukraine, Kyiv