The Fibe instant personal loan app is your one-stop solution for all your finance needs. It has served more than 3.3 million+ Indians so far. Get a wide range of products such as instant personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser & Purpose Driven Financing.
Download Fibe to get instant financial upgrades at your fingertips.
Benefits of a Fibe Instant Personal Loan:
-Get up to ₹10 lakhs
-Instant disbursal - direct to your bank in 2 minutes
-Flexible repayment from 6 to 36 months
-No foreclosure charges - close your loan anytime, at zero extra cost
-100% digital process with zero paperwork
-Affordable EMIs for every need
Flexible Tenures for Easier Monthly Payments:
Here’s how your monthly payout reduces when you choose a longer repayment period:
₹1,00,000 for 6 months → Approx. ₹17,500/month
₹1,00,000 for 12 months → Approx. ₹9,300/month
With a longer tenure, your EMI becomes much lower - making repayment easier & more
affordable every month.
Personal Loan Fees & Charges:
-Interest: Starting from 16.75%
-Processing fee: 3 – 3.5% of loan amount
-Foreclosure charges: Free!
-Late payment: ₹500 or 3% (whichever is higher)
-Bounced payment: ₹500/bounce
-APR: 16.75% – 45%
-Stamp duty: 0.1% of loan amount
-Mandate rejection: ₹250 + GST
Example of How Personal Loans from Fibe Work:
-Amount borrowed: ₹5,00,000 for 3 years
-Processing fee (3% + GST + stamp duty): ₹18,200
-Interest rate: 20% p.a. (reducing balance)
-EMI: ₹18,582
-Total payable: ₹6,68,952
-Total interest: ₹1,68,944
-Total cost of loan: ₹1,87,144
Purpose Driven Financing:
Our financing solutions make life’s most important needs affordable & within reach. Fibe is the go-to financing partner across 10,300+ touchpoints.
Healthcare Financing:
-Cover medical procedures & emergencies up to ₹10 lakhs
-Low EMIs with flexible tenures
-Accepted at top partner hospitals & clinics across India.
Education & Upskilling Financing:
-Finance coaching, courses, certifications & upskilling
-Affordable repayment plans
-Available at leading institutes across India.
Benefits of a Fixed Deposit on Fibe:
-Invest from ₹1,000 to ₹5 lakhs
-100% digital FD booking
-Easy withdrawals
-Deposits up to ₹5 lakhs insured by DICGC
-Invest in RBI-approved banks & NBFCs
Benefits of a Loan Against Mutual Funds:
-Credit limit up to ₹10 lakhs
-Interest-only EMIs starting at 11%
-Works across 8,000+ approved mutual fund schemes
-Access instant funds while your investments continue to grow
Other Features of the Fibe App:
-Access all your financial transactions in one place
-Shop for gift vouchers & explore offers from leading brands
-Check & monitor your credit score for free
-Exclusive referral programs that help you earn up to ₹1,000 every month
At Fibe, we believe in transparency. All fees & charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your transaction details with Fibe 24/7 through our app.
About Fibe:
The Fibe app is owned by Social Worth Technologies Ltd & facilitates lending services primarily through our RBI-registered NBFC arm, EarlySalary Services Pvt Ltd & other partner NBFCs. It is ISO/IEC 27001 certified, its app is PCI DSS compliant, and it ensures better data security.
Download Fibe today!
Our Partner NBFCs:
EarlySalary Services Pvt Ltd
HDB Financial Services
TATA CAPITAL Ltd
Northern Arc Capital Ltd
InCred Financial Services
Kisetsu Saison Finance (India) Pvt Ltd
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
Oxyzo Financial Services Ltd.
Contact Details:
Telephone: 020-67639797
Email: care@fibe.in
Address
Social Worth Technologies Ltd,
404, The Chambers
Viman Nagar
Pune – 411014