M36 vs Stacs - Save & Get Credit Uso & Estadísticas
As our world becomes more digitally-connected, there's an increasing need for an innovative, dynamic, and on-demand solution to wealth management needs. M36 by Union Bank is poised to meet this need by delivering personalised online investment products and services. Our suite of tailored investment and lifestyle products and services has been carefully curated to help bring our users closer to their financial goals, M36 .
Investments:
Whether you're a first time investor, a seasoned professional, or you just want to track your investments more easily, we've got you covered with our simplified, user-friendly app.
With our different returns percentages, from Eurobonds to Treasury Bills, we have created a very competitive and responsive platform that allows you to easily choose how you would like to invest, based on each your personalized risk profile.
Introducing the Digital Concierge
Our digital concierge service is available 24/7 to answer any questions you may have and help with all your investment needs, from building and growing your investment portfolio, to funding your wallet, and so much more.
Investment Advisors:
Our investment advisors are available to make the most of your investments and actively manage your portfolio if required.
Life Essentials:
From cash and asset backed loans to personal travel allowance to setting up a will, we’ve created a bouquet of solutions to help you live your best life without compromising your wealth goals.
Wealth Management:
Enjoy exclusive products and services with our wealth management service. We offer a bespoke service with investment advisors available to manage your investments. Our wealth management proposition is strictly by invitation. Contact our Concierge for more information.
NO deposit fees. NO monthly fees. Bank-level security.
Welcome to M36 – the Freedom to Choose!
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Imagine a world where you have access to funds whenever you need it. A financially free future is possible with Stacs.
Stacs Vault: Create and manage a fixed locked plan for a period of time and earn up to 18% in interest.
Easy Stacs: A much more flexible savings plan that allows you to top up a desired amount at a desired frequency and earn up 18% to interest annually
Stacs Zero: Here, you instantly get the money you need at 0% interest for the first 30 days. Stacs Zero is our "urgent 2k" product built to handle adulting emergencies like sudden repairs, health emergencies, or even running out of cash before payday. When you save with Stacs, you automatically qualify for up to half of your savings in credit. This means that if you save ₦200,000, you have automatic access to ₦100,000 in Stacs Zero.
Stacs RNPL: Stacs RNPL makes rent payment a breeze! Instead of paying your total rent sum at a go, you get to pay in 12 convenient installments. At an interest rate of just 24% per annum and repayment sums customized to suit your income, Stacs RNPL is the most convenient rent payment option you'll find anywhere.
The amount in your Savings determines how much you can access for Stacs RNPL. If you'd like to know the specific amount you'd need for your case, you can use the Stacs RNPL calculator on the app.
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- Gratis
- Finanzas
Clasificación de tiendas
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M36 VS. 
Stacs - Save & Get Creditenero 11, 2026