Análisis de la app SAVii - Salary Finance App para 5 de diciembre

SAVii delivers affordable, convenient and reliable credit to almost half a million partner employees. Solutions are tailored to specific employee profiles to support financial wellness. We currently provide Salary linked advances payable in 1 month at 0% interest and loans from 3 months up to 60 months starting at 0.5% interest per month. ** Good Credit ** Fast Disbursement: Simply search for your employer, submit the requirements, and receive the funds within 24 working hours of approval. Hassle-free: repayment deductions are made directly from your salary. For You: We help you build a credit history and improve bad credit so you can leverage your salary to achieve your goals. SAVii aims to transform lives every day by helping you stay focused, motivated, and feeling well with fast and affordable financing at no cost to your employer. All you need is your company ID, a valid Government ID, and two of your latest payslips. What to expect from SAVii: -Easy application process -90% approval rate -Fast payment delivery to your chosen account or e-wallet after approval -No Late fees -Repayments auto deducted for your convenience -Services always online -Monthly interest rates from 0.5 to 3.5% -Loan payment terms from 3 months up to 60 months -One month salary advances with 0% interest SAVii is compliant with the Philippine central bank and SEC regulations. View BSP and SEC loan terms and interest rate regulations here: https://www.bsp.gov.ph/Regulations/Issuances/2021/1133.pdf and https://www.sec.gov.ph/mc-financing-lending-companies/mc-no-03-s-2022/ Credit conditions are tailored to employee profiles. Here are some examples: Sample Computation1: Borrowed Amount: ₱10,000 Tenure: 3 months Interest Rate: 0.5% per month Repayment Amount: ₱10,150 Total Interest Payable: ₱10,000 x 0.5% x 3 (months) = ₱150 Service fee: ₱750 Bank fee: ₱95 Disbursed amount: ₱10,000 (Borrowed Amount) - ₱750 (Processing Fee) - ₱95 (Bank Fee) = ₱9,155 Total Amount Payable: ₱10,150 Total Cost of Loan: ₱10,000(Principal) + ₱150 (Interest ) + ₱750 (Processing fee) + ₱95 (Bank Fee) = ₱10,995 Sample Computation 2: Borrowed Amount: ₱10,000 Tenure: 3 months Interest Rate: 1.5% per month Repayment Amount: ₱10,450 Total Interest Payable: ₱10,000 x 1.5% x 3 (months) = ₱450 Service fee: ₱750 Bank fee: ₱95 Disbursed amount: ₱10,000 (Borrowed Amount) - ₱750 (Processing Fee) - ₱95 (Bank Fee) = ₱9,155 Total Amount Payable: ₱10,450 Total Cost of Loan: ₱10,000 (Principal) + ₱450 (Interest ) + ₱750 (Processing fee) + ₱95 (Bank Fee) = ₱11,295 See all transaction details on the employee dashboard before you agree to the loan. Annual Percentage Rate ranges from 6% - 24% ** Safe Saving ** Time deposits allow you to grow your savings at the rate of 6% per annum. Auto- withdrawal of your earnings and principal amount at the end of the 180 day term makes the next step toward financial confidence easy and rewarding. With no hidden fees and the PDIC guarantee for your deposit up to ₱500,000, it’s the safest way to save! (currently not available to all SAVii partners) SAVii values your personal privacy and security. Please read our privacy policy here: https://savii.io/ph/privacy-policy/ SAVii is compliant with Philippine central bank regulations. View BSP loan terms and interest rate regulations here: https://www.bsp.gov.ph/Regulations/Issuances/2021/1133.pdf and https://www.sec.gov.ph/mc-financing-lending-companies/mc-no-03-s-2022/ Corporate Name: New Cross Credit and Financing Gate PH, Inc. Business Name: Savii (a registered trademark of Uploan Asia PTE Ltd.) PSEC Registration Number: CS201628816 Certificate of Authority (CA) Number: 1288