Analyse de l'application Collegia pour le 16 janvier

Collegia is the only personal, workplace and auto-enrolment pension all in one Collegia is a new kind of pension that can manage your pension savings in a single App, allowing you to combine workplace and private pensions into a single scheme. A sustainable pension scheme that offers a good return on your money Your investments will be managed by a team of leading investment professionals at AllianceBernstein, one of the world’s most trusted investment companies, ensuring you get the best return possible. Savings are invested in companies that are highly rated for environmental sustainability, relationships with stakeholders, attitudes to human rights, supply chain labour standards and the countering of bribery. We also make sure that 25% is automatically added to all contributions, by claiming your tax bonus back from HMRC. Managing your pension throughout your working life Our aim is to help you confidently plan and save towards the retirement you want. We’ll support you in your unique retirement journey, tailoring investments according to your needs and where you are in your working life. Collegia’s App allows you to be in control of your pension. It provides real time information, enables you or your employer(s) to make online contributions, and incorporates your old pension schemes without you losing valuable benefits. Managing your retirement Our retirement planning tool – based on the contributions you’re comfortable with and the ethics you care about – shows you what kind of retirement you can expect, down to how much you’ll have to spend on groceries and holidays. You can see how your pension is performing and how your expected retirement lifestyle changes over time. Transparency We offer total transparency. All investments in Collegia are made under the UN Principles for Responsible Investment and Environmental, Social and Corporate Governance (ESG) factors are integrated into the research and investment process. As with any investment, the value of your pension can go down as up and you may get less than you started with. Collegia is regulated by the UK’s Financial Conduct Authority and your money is 100% protected by The Financial Services Compensation Scheme. Collegia is proud to be backed by Oxford University Innovation.