Loan & Mortgage Checker vs HMO Mortgage Calculator Utilisation & Stats
Loan Checker is a simple financial calculator. The app works on iPhone, iPad and Mac. It can be operated in three different modes:
Loan - You can calculate a monthly payment if you enter a loan amount, interest rate and number of payments. The calculation assumes that the payments are in arrears. You can also enter a payment amount and it will work out the loan value.
Mortgage - You can calculate a monthly payment if you enter a property price, deposit, interest rate and number of years. The calculation assumes that the payments are in arrears. By choosing the specific target, you can enter a monthly payment amount and it will work out the property price or the deposit required.
Lease - You can calculate a monthly payment if you enter an asset price, deposit, residual, interest rate and number of payments. You can also define whether the payments are in arrears or in advance. By choosing the specific target, you can enter a monthly payment amount and it will work out the asset price, the deposit required or the residual value.
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Compare HMO mortgage rates using our calculator (HMO stands for Houses of
Multiple Occupation).
It provides you with an indication of the interest rate and monthly repayments,
as well as listing product fees and benefits.
It does not provide a full mortgage illustration and is not a guarantee of the
rate you can secure.
Our team of HMO mortgage specialists are on hand to help via live chat or
phone during office hours, should you have any questions. You can submit an
enquiry out of hours and we will get back to you.
Get started now - simply fill in the calculator to begin.
How to use the HMO mortgage calculator
To see live HMO mortgage rates, updated twice daily, put the following details into the calculator:
- Borrowing type (remortgage, purchase, first time landlord – whether
purchase or remortgage)
- Property value
- Loan amount (how much of the property value you want to borrow, up to
a maximum of 85%)
- Mortgage term in years
- Repayment basis
Download our app today to utilise the Bridging Loan calculator and search for
the best deals in the market.
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Loan & Mortgage Checker VS. 
HMO Mortgage Calculatorjanvier 22, 2026