Analyse de l'application CreditKaagapay: Score & Report pour le 7 février

Unlock the power of your credit score with Credit Kaagapay – the premier Filipino mobile app designed to help you understand, improve, and maximize your financial standing. Through our partnership with the Credit Information Corporation (CIC), we provide you with up-to-date credit information, personalized insights, and smart loan recommendations to support your financial decisions. [Key Features] 1. Real-Time Credit Score Access Get official CIC credit reports and scores. View your latest credit score anytime, anywhere. Stay informed about your creditworthiness and explore opportunities for loans, credit cards, and more. 2. Comprehensive Credit Reports Dive deep into your financial history with detailed credit reports. Understand the factors influencing your score and identify areas for improvement. 3. Smart Loan Recommendations Get matched with loan options from trusted financial institutions based on your profile and needs. Compare offers and choose the one that works best for you. 4. Dispute Resolution Support Easily detect and raise disputes on any negative items affecting your credit score. We help you maintain an accurate credit profile. 5. Personalized Financial Insights Receive tailored advice to improve your credit score, manage debt, and strengthen your overall financial health. 6. Secure and Convenient Bank-level encryption ensures your data remains safe. Access your information and loan options 24/7 from your mobile device. [How to Avail Your Credit Report?] 1. Simple Registration – Sign up using your mobile number. 2. Quick Verification – Complete a one-time KYC process to confirm your identity. 3. Flexible Payment – Choose from various payment methods, including GCash. 4. Instant Access – Receive your CIC credit report in 10 seconds, view your credit score, full report, and recommended loans immediately. 5. Easy Sharing – Download or email your report in PDF format. [The Importance of Credit Report] Your credit score is a three-digit number that reflects your creditworthiness. Calculated using advanced predictive analytics (similar to international credit bureaus), it changes based on your financial behavior. Making timely payments and lowering outstanding balances can improve your score over time. A healthy credit score can unlock better loan terms, lower interest rates, and boost your chances of approval. Your credit report is a comprehensive document containing your personal information, credit cards, loans, and payment history. It is used by banks, credit card providers, insurance companies, real estate firms, and even telecom companies. Reviewing it regularly helps you correct errors, improve financial habits, and protect yourself against fraud and identity theft. [All Loan Products Are Provided by Independent PSEC-Registered Lenders] Loan Amount: ₱500 - ₱2,000,000 Loan Term: 2 Months - 60 Months Maximum APR: 7.2% - 180% Credit Kaagapay acts solely as a loan matching platform and does not engage in lending activities, credit evaluation, or fund disbursement. [Representative Example of Third-Party Lender's Total Loan Cost] 3 months(91-days) loan with annual percentage rate of 12%, and principal amount is ₱10,000 Total Interest: ₱10,000*12%/365*91= ₱299.17 Total Repayment : ₱10,000*12%/365*91+₱10,000=₱10,299.17 Monthly Repayment: ₱10,299.17/3=₱3,433.06 [Credit Kaagapay Company Is Licensed by PSEC] Corporate Name: Kaagapay Platform Inc. Business Name: Credit Kaagapay PSEC Registration Number: 2025080212917-50 [Philippine Cashtrout Lending Corporation Hereby Authorizes Kaagapay Platform Inc. To Use the Lending Company License] Corporate Name: Philippine Cashtrout Lending Corporation Business Name: Kaagapay Platform Inc. PSEC Registration Number: CS201910407 Certificate of Authority (CA): 3015 [Follow Us on Facebook for More Timely Updates] https://www.facebook.com/people/Credit-Kaagapay/61577934061238/