Analyse de l'application Direct Loan — Global OFW Loan pour le 8 décembre

Direct Loan — Global OFW Loan is a trusted online peso loan service designed for Filipinos living and working overseas. It currently supports OFWs in Singapore, Japan, Qatar, Saudi Arabia, and the United Arab Emirates. Additional regions—including Oman, Bahrain, Kuwait, and more—are currently in preparation and will be available soon. Our long-term vision is to unify all regional products, including Direct Loan TW and Direct Loan HK, into one Global App, making fast and reliable financial assistance accessible to every Filipino abroad. Company Details: - COMPANY NAME: iDIRECT FINANCE COMPANY INC. Doing business under the name and style of Direct Loan - COMPANY REG. NO.: 2021080023709-02 - CERTIFICATE OF AUTHORITY NO.: F-21-0010-64 About Direct Loan Global: Direct Loan Global is your reliable partner for emergency cash loans. Our automated loan process allows you to apply anytime, anywhere—with only 2 valid IDs needed—and receive funds as fast as 5 minutes after approval. We are committed to providing convenient, transparent, and user-friendly financial services that help overseas Filipinos access peso funds quickly and support their families back home. Product Introduction: Loan Amount: ₱ 2,000.00 – ₱ 100,000.00 Loan Term: 91 days (shortest, including renewal time) - 365 days (longest, including renewal time) Maximum APR: 30% per year Disbursement Fee: 0 Other Fees: One-time Processing Fee, monthly Guarantee Fee, and monthly Service Fee (Minimum 0%, Maximum 3%) Example Fee: For a 180-day loan with an interest rate of 12% and a principal amount of ₱20,000: - Interest: 20,000*12%= ₱ 2400 - Processing Fee: 20,000*0.2% = ₱ 40 - Service fee: 20,000*0.2%*6 = ₱ 240 - Guarantee Fee: 20,000*0.2%*6 = ₱ 240 - Total payment is ₱22,920 (20,00012%/126 + 20,0000.2% + 20,0000.2%6 + 20,0000.2%*6 ) Why choose Direct Loan？ - Simple, Easy, and Fast Process - Easy Approval and Fast Disbursement - Low-Interest Rate - High Loan Amount - Long-term Payment Options - Pay by Installments Who can borrow? Direct Loan Global is for Filipinos in Singapore and Japan. To apply, you need: - At least 2 valid IDs - Be over 18 years old - A valid mobile phone number - A stable source of income Your approved loan amount and repayment terms depend on your credit profile. Our Vision： iDIRECT Finance Company Inc. is committed to building Direct Loan as the go-to fast, secure, and convenient loan brand for Filipinos worldwide. We aim to provide dependable financial support for overseas Filipinos wherever they may be. Direct Loan services are currently available in Taiwan, Hong Kong, Singapore, Japan, Qatar, Saudi Arabia, and the United Arab Emirates. Additional regions—including Oman, Bahrain, Kuwait, and more—are currently in preparation and will be available soon, with continued expansion planned across more global regions. Our goal is to serve all Filipinos working abroad, and we will keep extending our services to more countries and regions worldwide. Our Vision: Direct Loan, For A Better World Contact Us For questions, feedback, or concerns, please contact us at: Website: https://www.directloan.ph Facebook: https://www.facebook.com/iDirectFinance Email: cs@directloan.ph Address: 10F Unit E Phoenix Apple Tower Ortigas St. cor. Roxas Blvd, Pasay City, Philippines.