Analyse de l'application L&T Finance PLANET - Loan App pour le 2 décembre

Looking for Instant loans? Get them all on the PLANET finance app! L&T Finance PLANET is your all-in-one loan platform, designed as a complete finance app for instant personal loans, home loans, business loans, farm loans, and more. Backed by L&T Finance, it offers quick online loan approvals and flexible EMIs. Why Choose PLANET Loan App? ✓ Instant Personal Loan: Apply for personal loans from ₹50,000 to ₹30 Lakh with quick approval and fast disbursal. ✓ Comprehensive Loans: Home loans, SME loans, two-wheeler loans, bike loans, farm loans, micro loans, and professional loans - all in one finance platform. ✓ Gold Loan Quick-Pay: Make instant EMI payments with one tap for gold loans and other loan accounts. ✓ Simplified Interface: Navigate easily and manage all loans, track repayments, and check loan status. ✓ Loan EMI Calculator: Plan finances with personal loan EMI calculator, home loan EMI calculator, and business loan EMI calculator. ✓ 100% Paperless: Digital loan processing with minimal documentation. ✓ Marketplace Integration: Explore two-wheelers, farm equipment, and exclusive auctions through the digital lending app. ✓ Property Services: Get instant property valuations and search your dream property. ✓ SME Banking Solutions: Pay overdraft EMIs seamlessly and manage business finances. Loan Products ● Personal Loan App: Quick personal loan with flexible tenure (12-60 months). APR from 10.5%. For medical, education, travel, or wedding needs. ● Home Loan: Housing loan up to ₹25 Lakh. Plan with home loan EMI calculator. ● Business & SME Loan: Working capital, shop loan, and MSME financing with business loan EMI options. Get instant business loan app access. ● Two-Wheeler Loan: Finance bikes, scooters, electric scooters, and electric vehicles with instant bike loan approval. ● Farm & Agri Loan: Agricultural finance, tractor loan, kisan loans and equipment loan. Check mandi prices in-app. ● Professional Loan: For doctors, CAs, and self-employed. ● Micro Loan: Small instant loan for short-term needs. ● Loan Against Property: Larger amounts with competitive rates. How to Apply Online 1. Download PLANET and register with mobile number 2. Check eligibility and credit score 3. Choose loan type and apply personal loan online 4. Upload KYC (Aadhaar, PAN) 5. Get instant approval 6. Receive money in bank account Smart Features ✓ Track Credit Score: Check CIBIL score and credit health ✓ ITR Filing: File income tax returns, check ITR status, ITR refund status ✓ Loan Statements: Download repayment schedules, foreclosure statements, NOC kits, interest certificates ✓ Part Payment & Balance Transfer: Reduce interest or transfer loans ✓ EMI Payment App: Pay loan EMIs online securely ✓ Financial Planning: Manage multiple loan accounts Highlights of Our Online Personal Loan Services ● Finance Amount: ₹50,000 to ₹30 Lakh ● Repayment Tenure: 12 to 60 months ● Annual Percentage Rate (APR): 10.5% to 26% (reducing basis) ● Processing Fees: 0% to 3% Example: Loan ₹10,00,000 at 12% p.a. for 48 months with 2% processing fee (₹20,000). Net disbursal: ₹9,80,000. EMI: ₹26,445/- Insurance cost (if opted) will be added to the loan and increase EMI. Fee & charges: https://www.ltfs.com/our-products/personal-loans/fees Privacy Policy: https://www.ltfs.com/privacy-policy T&C Apply Why Trust PLANET? Backed by L&T Finance, an RBI-registered NBFC with decades of excellence. PLANET offers secure online loan options, transparent terms, and specialized financing - from instant personal loan to farm loan - with complete digital convenience. As the best loan app in India, we provide trusted financial solutions for every need. Download PLANET now and apply for personal loan, home loan, business loan, or any instant loan. Access loan calculators, check credit scores, file ITR, and manage finances. Contact Us: For feedback on our loan platform, mail us at ltfs-mobileapp@ltfs.com