Analyse de l'application Manappuram Gold Loan OGL Lite pour le 29 décembre

OGL Lite – Manage Your Gold Loan with Manappuram Finance Limited OGL Lite is the official mobile application of Manappuram Finance Limited, a registered Non-Banking Financial Company (NBFC) regulated by the Reserve Bank of India (RBI). The app allows existing customers to conveniently manage their gold loan accounts anytime, anywhere. Customers can view account details, make online payments, repledge gold loans, and check statements in a secure and easy way. 🔹 Key Features: View your active gold loan accounts Make quick and secure online payments Repledge towards your gold loan inventory Check account statements and transaction history Locate nearby Manappuram branches 📌 Gold Loan Product Details: 1. Loan Amount: ₹1,000 up to eligibility limit 2. Loan Duration: 90 days to 365 days 3. Annual Gold Loan Interest Rates (APR): 9.90% – 24% 4. Processing Fee: ₹10 at the time of settlement 5. Additional Processing Fee on Repledge: 0.007% of new pledge value 6. Individual Maximum Exposure Limit: ₹25 Lakhs (requires separate approval for additional exposure) 📌 Representative Example: If the loan amount is ₹1,000 and a customer selects the DS scheme with an interest rate of 12% per annum, and the customer pays only the interest every 30 days for the next 180 days, the overall interest payable would be ₹59.17. A processing fee of ₹10 is charged at the time of settlement. Total cost of the loan (Principal + Interest + Processing Fee): ₹1,069.17. Customers have the convenience to pay the principal balance anytime within the 180-day tenure. 📌 Compliance Note: Minimum repayment period is 61 days; we do not provide pay-day loans or loans with less than 61-day repayment period, in accordance with Google’s loan policy. OGL Lite does not provide personal loans or unsecured lending. Only existing gold loan customers can use the app. Company Info: Manappuram Finance Limited is an RBI-registered NBFC (IV / 470, Old | W638A, New), Manappuram House, Valapad, Thrissur, Kerala, India, PIN: 680567 CIN: L65910KL1992PLC006623 | LEI: 335800JL5WTUSKOSPN77 | Registration No: 6623 For more details, visit https://www.manappuram.com Customer Care: 1800-420-22-33 (Toll Free) | Email: mail@manappuram.com