V12 Retail Finance市場シェアと使用状況の統計

V12 Retail Finance is a UK-based point-of-sale (POS) finance provider, acting as a trading name for Secure Trust Bank PLC. The company partners with retailers across various sectors—such as jewelry, furniture, sports equipment, and healthcare—to offer their customers flexible payment options at checkout. Through the V12 platform, shoppers can spread the cost of high-ticket items using interest-free credit or classic interest-bearing personal loans, either in-store or online.