CheQ: Credit Bill Payments 앱 분석 (10월 23일)
CheQ: Credit Bill Payments
- CheQ Digital Private Limited
- Apple App Store
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What if paying your bills could actually pay you back?
Welcome to CheQ — India's most rewarding credit card bill payment platform.
Join 30 lakh+ users who earn rewards every month by paying their credit card bills on CheQ.
Manage all your credit card bills in one place & earn 1% CheQ Chips on every bill payment, which you can redeem to:
Get discounts on upcoming bill payments
Redeem vouchers from top brands like Amazon, Flipkart, Myntra, & more
Redeem Chips for premium products like iPhone, PS5 & more during special offers.
What can you do on CheQ?
• Credit Card Bill Payments
Pay your credit card bills seamlessly & earn rewards on every payment.
• Instant Settlement
Credit card bill payments on CheQ are instant & typically settled within 2 minutes.
• Rewarding RuPay UPI Payments
Scan. Pay. Earn 1.5% CheQ Points on all RuPay payments on UPI. Make bill payments 3X faster with CheQ UPI.
• Utility Bill Payments with Credit Card
Pay important bills using your credit card:
Electricity
FASTag recharge
Insurance
Water
Mobile prepaid
LPG cylinder
Landline & broadband
Quick tip: Use CheQ Chips to get discounts on utility bill payments, too.
• Education Fee Payments with Credit Card
Pay: Tuition fees, School fees, College fees
• CheQ Wisor
Meet Wisor, India's first AI Credit Advisor: helping you stay on top of credit decisions, payments, & what to do next.
• CheQ Insta Cash
Access unsecured & secured credit offerings:
Personal loans starting at 14%
Loan Against Mutual Funds up to ₹5,00,00,000 with interest rates starting 10.49%
• Get India's First LED Credit Card: CheQ AU Lifetime Free Credit Card
Earn 12% Points on paying your utility bills, flight & hotel bookings, & on your favourite brands like Amazon, Flipkart, Unicorn Stores (Apple), Zomato & BigBasket.
Get 5% rewards on 10,000+ brands like Myntra, Zepto, Uber & more across dining, travel, shopping & beyond.
Earn 2.5% on CheQ UPI
Earn 1% on everything else.
• Book Flights & Hotels on CheQ Travel (only for CheQ AU Credit Card Holders)
Get 12% rewards on flight & hotel bookings.
Book at zero cost using CheQ Points.
Enjoy the lowest fare guaranteed on every trip & stay
Payments you can trust
CheQ uses PCI DSS & CICRA-certified payment security protocols.
All transactions are encrypted & protected end-to-end.
Privacy Policy
https://www.cheq.one/privacy-policy
Our partner NBFCs
Earlysalary Services Private Limited (Formerly known as Ashish Securities Private Limited)
Amica Finance Pvt. Ltd
Poonawalla Fincorp Limited
What we offer
Min & Max Repayment Period: 3 to 84 months
APR: 13.5% - 45%
Sample Personal Loan Calculation:
Let's say you borrow ₹5,00,000 for 3 years, then:
Processing fee (3% of loan amount + 18% GST) cost to: ₹17,700
Interest rate: 20% p.a. (on reducing principal balance interest calculation)
Your EMI will be: ₹18,582
Total amount to be paid: ₹18,582 x 36 = ₹6,68,952
Total interest paid: ₹1,68,945
Total cost of loan: ₹1,68,945 + ₹17,700 = ₹1,86,645
APR (Annual Percentage Rate): 21.92%
Eligibility for Personal Loan:
Age: 21-55 yrs
Minimum in-hand monthly salary requirement: ₹25,000 above
Nationality: Indian
Eligibility for Loan against Mutual Fund:
Age: 18-65 yrs
Minimum Portfolio Size: ₹50,000
Nationality: Indian
Interest rate for Loan against Mutual Fund: 10.49% Per Annum
We support cards issued by HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, Yes Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, DBS Bank, South Indian Bank, American Express, HSBC Bank, etc.
We support all cards issued on the VISA, Mastercard, RuPay, & Diners Club Networks.
Contact Us:
We're here to solve your concerns & value your feedback. Reach out to us at support@cheq.one.
CheQ: Credit Card Bill Payments | CheQ Chips, Rewards & Cashback | Education Fee Payments with Credit Card | Unsecured Personal Loans with the lowest interest rates | Apply for new Credit Cards
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10월 23, 2026