Personal Accounting - AI Money 앱 분석 (10월 22일)

Personal Accounting is the AI-powered expense tracker, budget planner and money manager that does the typing for you. Scan receipts, log expenses by voice, chat with your AI finance advisor — and now share your budget with family, protected by end-to-end encryption. AI RECEIPT & INVOICE SCANNING Point your camera at any receipt — AI does the rest. • Digitize receipts, invoices and bank statements in seconds • Amounts, dates and store details extracted automatically • Smart income & expense categorization • Bulk-import transactions from PDFs and bank statements VOICE EXPENSE TRACKING Say "I spent $50 at the grocery store" — logged instantly. • Record multiple transactions hands-free • Understands income, expenses, debts and payments • Natural language — speak in your own words AI FINANCE ADVISOR Chat with your own financial data. • "How much did I spend this month?" — instant answers • Personalized savings tips and budget advice • Month-by-month income vs expense comparisons FAMILY SHARING — NEW Run the household budget together. • Share chosen accounts, savings goals and notes with your family • Changes appear on everyone's phone within seconds • See who added each transaction • End-to-end encrypted: devices pair with a QR code — the key never touches our servers • You decide what's shared; everything else stays private CLOUD BACKUP & SECURITY Your data stays yours. • On-device AES-256 encryption and biometric lock (Face ID / fingerprint) • Optional cloud backup, encrypted on your device before upload — no one, not even we, can read it • Automatic daily local backups • Works offline — online features are optional COMPLETE INCOME & EXPENSE TRACKING • Detailed categories and multiple accounts: cash, bank, credit card • Debts, receivables, customer & supplier ledgers • Multi-currency incl. USD, EUR, GBP, TRY and gold (XAU) with live exchange rates SMART REPORTS & ANALYTICS • Visual spending charts and category breakdowns • Monthly & yearly income vs expense comparison • Savings rate and daily-average statistics • Export to PDF and Excel BUDGETS, REMINDERS & AUTOMATION • Monthly budgets with overspending alerts • Recurring transactions (salary, rent, bills) • Payment reminders via notifications MOTIVATION & GOALS • Daily streaks and 12 achievement badges • Set savings goals, track progress — and share goals with family if you like EASY TO USE • Clean interface with light & dark themes • Quick entry, swipe to edit, home-screen widget PREMIUM • Unlimited AI receipt scanning, voice input and AI advisor • Advanced analytics, ad-free experience, priority support WHO IS IT FOR? Families managing a shared budget, freelancers, small business owners, students — anyone who wants real control of their money. 7 LANGUAGES English, Turkish, German, Spanish, French, Portuguese and Arabic. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ### What's New NEW — Family Sharing: share accounts, savings goals and notes with your family. Changes sync between phones in seconds, protected by end-to-end encryption (devices pair via QR code — keys never touch our servers). NEW — Encrypted cloud backup: your data is encrypted on your device before upload; only you can read it. Plus: Sign in with Apple & Google, automatic daily backups, and many fixes.