Expeny: Budget & Expense 앱 분석 (10월 22일)

Expeny is the private, all-in-one money tracker that keeps your entire financial life on your iPhone — no account, no sign-up, nothing ever leaves your device. Most finance apps want your bank logins and a monthly fee. Expeny does the opposite: everything is calculated on-device, and you unlock it once — for life. See your spending, budgets, bills, savings, investments and debts in one calm place. TRACK EVERY PENNY • Log expenses and income in seconds • Scan receipts on-device with Apple Vision — text is read locally, never uploaded • Quick-add from Home Screen widgets, Control Center, Lock Screen and Siri • Works in any currency, anywhere in the world BUDGETS THAT ACTUALLY STICK • Set a monthly budget and watch a clear progress ring • Per-category budgets so you see exactly where money goes • Trends, category breakdowns and a projected month-end total NEVER MISS A BILL • Track due dates and mark bills "Paid" in one tap • Smart reminders before money is due • Recurring income added automatically each month AUTOMATIC TRACKING • category-based automation for automatic logging. • enriched SMS logging and other shortcuts for direct logging. SHARING & ACCOUNT • multiple accounts to accurately track money across banks, wallets, cash, savings, and credit. • separate spaces and share them with family members to keep expenses organized and separated. BUILD REAL WEALTH • Savings goals you can watch grow • Track investments, portfolio value and profit • Manage loans and debts in one place • Get a 0–100 Financial Health score from four real signals FREE, NO ACCOUNT NEEDED • Unlimited expense & income tracking • Monthly budget with progress ring • 5 free receipt scans • 1 savings goal, 1 investment, 1 debt • Bills, recurring income, widget & any currency EXPENY PREMIUM — ONE PRICE, YOURS FOREVER • Unlimited goals, investments & debts • Financial Health score + full breakdown • Unlimited receipt scanning • Custom categories & per-category budgets • Bill reminders & price alerts • Full statistics: weekly, yearly & forecasts • Household sharing & PDF reports • Siri Shortcuts & Lock Screen widgets No subscription. No renewals. Pay once and keep everything. WHO IT'S FOR ► People who want to budget without linking a bank ► Privacy-minded users tired of data-hungry apps ► Couples & families sharing one household budget ► Anyone saving for a goal, paying off debt or building a portfolio PRIVATE BY DESIGN No account. No servers. No data selling. No ads. Your numbers stay on your device — that's the whole point. WHY EXPENY One calm app for your whole financial life that respects your privacy and your wallet. Pay once, own it forever. Take quiet, complete control of your money with Expeny.