Tesorin: Personal Finance 앱 분석 (10월 22일)

Make sense of your money today—and plan what comes next. Tesorin brings expense tracking, budgeting, net worth, investments, goals, and financial planning into one clear personal finance app. Track the records you choose, understand how the pieces connect, and stay in control without linking your bank account. TRACK EVERYDAY MONEY • Record income, expenses, transfers, and recurring activity • Organize spending by account and category • Review cash flow, spending patterns, and monthly pace • Manage multiple accounts and currencies BUILD A BUDGET THAT FITS • Set weekly or monthly spending limits • Create category limits for the areas that need closer attention • Compare actual, expected, and projected spending • Keep budget insights connected to your wallet activity SEE YOUR NET WORTH AND INVESTMENTS • Track cash, savings, property, vehicles, gold, investments, debts, and other liabilities • Follow your net worth over time • Organize investment accounts and holdings • Connect investments and assets to your goals and financial plan PLAN FOR WHAT MATTERS • Create goals for emergency savings, travel, education, a home, family support, or debt payoff • Review progress, remaining amounts, and target dates • Use planning tools for retirement, education, tax, insurance, and debt freedom • Export annual reports when you need your financial year in one place ASK TESORIN Personal mode uses the financial records available on your device to help answer questions about your money. Personal answers are composed on-device, and your personal financial context is not sent to remote AI. General mode is for broader finance questions. General questions are processed online without attaching your balances, transactions, holdings, or other personal financial records. PRIVATE BY DESIGN Tesorin is built around control over your financial data. • No bank account connection is required • Your local financial database is protected with SQLCipher encryption • Optional backup files are encrypted using a key derived from your backup password before being saved to your iCloud account • Your backup password is required to restore your records, and Tesorin cannot recover it for you • App usage analytics and crash diagnostics are off by default • Analytics use strict allowlists designed to exclude balances, transactions, notes, account names, institutions, holdings, tickers, AI prompts, and backup contents • Tesorin does not require bank passwords, full account numbers, card numbers, or government identification numbers CONNECTED WHEN NEEDED Tesorin is local-first, not fully offline. Account sign-in, market lookup, optional iCloud backup, General-mode AI, and other connected features use online services when needed. Tesorin does not hold funds, transfer money, place trades, approve loans, issue credit, or file taxes. Tesorin provides informational organization and planning tools. It is not financial, investment, tax, legal, accounting, insurance, or lending advice. Market data, calculations, reports, and AI-assisted answers may be delayed, incomplete, or inaccurate. Verify important decisions with official sources or qualified professionals. Designed and developed in Canada. Privacy Policy: https://www.trytesorin.com/privacy Terms of Use (EULA): https://www.trytesorin.com/terms