Your Home Accounts 앱 분석 (10월 21일)

**YOUR FINANCES, BEAUTIFULLY IN CONTROL** Bring together every aspect of your personal finances in a single, beautiful iOS app. No cloud sync, with no compromises. Your data stays private on your device. **FULL ACCOUNT MANAGEMENT** Track every account in one place — bank, credit card, investment, loan, mortgage, and savings. Each account shows real-time balances, cleared vs pending transactions, and full transaction history. **BUDGETS & REPORTS** Set monthly spending limits per category and watch your progress in real time. Flexible date-range reports show exactly where your money went — this month, last quarter, or all time. **INVESTMENT PORTFOLIO TRACKING** Track stocks, funds, and cash positions with live market value calculations. Add holdings, record purchases and sales, and see your total portfolio value at a glance. **MORTGAGE & LOAN FORECASTING** Enter your APR, term, and loan amount to see your scheduled payment, remaining term, and total interest. An interactive overpayment calculator shows exactly how much you'll save with extra payments. **SUBSCRIPTION TRACKER** Flag recurring payments and set review reminders so nothing slips through. See your total monthly and annual subscription spend, with overdue review alerts front and centre. **SAVINGS INTEREST FORECAST** Input your savings APR and see projected balances at 1, 2, 5, and 10 years with monthly compound interest calculated automatically. Know exactly what your money will grow to. **COVERAGE & INSURANCE TRACKER** Flag insurance or warranty purchases and track start and end dates. Receive 30-day advance warnings before any policy expires so you're never caught unprotected. **DOCUMENT VAULT** Import and organise PDFs, images, and documents — policies, statements, receipts — directly in the app. Link documents to accounts and set expiry reminders. **STATEMENT IMPORT & RECONCILIATION** Import CSV bank statements and reconcile automatically. The reconciliation panel compares your cleared balance against the statement, flagging any discrepancies instantly. **SECURE & PRIVATE** 100% private — data stays on your device BioMetric protection for sensitive data No cloud fees No account required Unlimited accounts, transactions, and documents