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Get your Experian Credit Report and FICO® Score with a freemembership—no credit card needed! Applyfor credit cards and loans labeled “No Ding Decline™” thatwon’tding your FICO® Score ifyou’renot approved^^. You could saveanavgof $1,007/yearon car insurance^^^.Chat withthe Experian Virtual Assistant™.With a paid membership, you could save anavgof $721with Bill Negotiation & Subscription Cancellation**and getanadvancewith Experian Cash™ powered by Brigit ^ . GET STARTED FOR FREE ■ExperianBoost® ø Raise your FICO® Score* using bills you already pay-cell phone, utilities,streamingservicesand eligible rent payments ■Credit monitoring Stay informedifaccounts are opened in your name, or new inquiries appear on your Experian credit report ■Marketplace ## Compare creditcard, personalloanor car insurance quotes matched to your credit profile ■Financialhealthassessment # Take asurveyand get suggested actionsto improveyour overall financial healthand see what stepsyou could taketo improve it PREMIUM BENEFITS ■Bill Negotiation & Subscription Cancellation ** You could save time and up to $721when we negotiate and cancel your bills  ■ExperianCreditLock *** Protect against identity theft by locking your Experian credit file.Getreal-time alertsif someoneapplies forcredit in your name whilelocked  ■Experian Cash™ powered byBrigit ^ Geta$25-250advancewhen you need it most TERMS See experian.com/legal for Terms of Use Agreement, Privacy Policy, Marketplace Licenses & Disclosures, Insurance StateLicensesand Insurance Carrier Partner Details. øResultswill vary. Not all payments areboost-eligible. Some users may not receive an improved score orapprovalodds. Not all lenders use Experian credit files, and not all lenders use scoresimpactedby Experian Boost®. *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or another type of credit score altogether. **Results will vary. Not all bills or subseligible. Savingsnotguaranteed. $721 avg. est. savings w/ 1+ negotiation & 1+ cancelation. Paid membership w/connected payment account(s)req’d. Seeexperian.comfor details. ***ExperianCreditLockis a separate service from Security Freeze:experian.com/freeze/center.html. Learn about the differencesat Experian.com ##Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. ^^Applying for cards and loans labeled ‘No Ding Decline™’won’thurt your credit scores if youaren’tinitially approved. Initial approval will result in hard inquiry, which mayimpactyour credit scores. ^^^Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched and saved. #Results may vary. The financial health assessment is for informational purposes only and is not intended to provide financial, legal, tax, or other advice. ^Experian Cash™ is powered by Brigit. Not all users will qualify. Depending on eligibility, advances range from $25–$250.Express delivery isoptionaland a fee may apply. Monthly membership fee may apply, cancel anytime. Not available in all states. Youare not required toenroll in a paid membership to receive an advance. Users that are eligible for an advance may access an advancewith a free Experian membership.Terms apply. ©2026 Experian. All rights reserved. Experian and the Experian trademarks usedhereinare trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only anddoes not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentionedhereinare the property of their respective owners.