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Nice to Meet You – The Isracard App: Your Home for Credit Cards and Loans What can you find in our app? • Credit Card and Loan Status: All the important information about your cards and loans is available as soon as you log in. • Smart Loan Overview: See your next payment amount and how much is left to repay – all in one place. Need some flexibility? You can choose to pay only the interest this month and defer the principal payment to the end of the loan. • Payments with the Isracard Digital Wallet: Your phone is always with you, so why not use it to pay? Register directly through the app for quick, secure payments without the need for a physical card or PIN. • Transaction Details: Track your spending – see when and where your transactions were made, identify your largest expenses, and view a graphical breakdown of charges by category. • Monthly Charge Splitting: Spent more than usual this month? No problem! Split your upcoming charge into smaller, manageable payments in just three easy steps. • Secret Code Recovery: Forgot your card’s PIN? Don’t worry – it happens to everyone. Recover it quickly and securely within seconds through the app. • Report Lost or Stolen Cards: Whether you’re at home or abroad, the app is the fastest way to block or cancel a lost or stolen card. • Quick Loan Application: Need cash fast? Apply for an immediate loan in a few simple steps. Once approved, the money will be in your account within three business days*. • Increase Your Credit Limit: Have a lot of expenses? Maxed out your credit limit? You can easily submit a request to increase your limit directly from the app. • Update Personal Details: Changed your phone number or moved to a new address? Update your details instantly to stay connected. • Exciting Opportunities to Explore: Enjoy exclusive deals on shows, trips, restaurants, snacks, romantic getaways, and family activities. Browse, download, and manage your offers directly from the app in your personal rewards area. Would you like to share your experience with the app? Tell us how it helps you and what additional features you’d like to see. We’d love to hear your feedback and suggestions at: feedback@isracard.co.il See you in the app! *The lender is Isracard Ltd. and/or Isracard Financing Ltd. Subject to the lender’s approval and terms. Failure to repay the loan or credit may result in late payment interest charges and enforcement proceedings. • Loan term: 18–100 months. • Variable annual interest rate: Prime rate plus a risk margin (ranging between 1% and 11.9%), in accordance with the customer's personal data. For example: a loan in the amount of NIS 50,000 in 50 installments, at an interest rate of Prime + 5%, which constitutes an annual interest rate of 10.25% (the current Prime rate is 5.25%); the adjusted interest rate (EIR) is 10.746%, and the estimated monthly repayment is NIS 1,241.