mPokket: Instant Loan App 앱 분석 (10월 1일)

Get an Instant Personal Loan or Business Loan up to ₹2,00,000 in just a few minutes! ⏱️ mPokket is India’s best instant loan app 🏆, trusted by more than 6.5 Crore registered Indians 🇮🇳. We provide quick cash for businessmen running a business 💼, gig workers 🛵, self employed, salaried professionals 👔, and Freshers/Interns pursuing education with part-time income 🎓. Whether you need money to grow your business 📈, pay for an emergency 🚑, handle travel costs ✈️, or meet daily expenses 🏠, mPokket gives you a 100% digital and secure way to get money directly in your bank account 📲🔒. Products: 👤Personal loans 🏢 Business loans Why Choose mPokket? 💰Get instant loans up to ₹2,00,000 🤝 Join over 6.5 Crore+ users who trust us ⚡100% digital process with very few documents and fast online check 🏦 Loans given by RBI registered NBFC, mPokket Financial Services 🎁 Get rewarded for paying back your loan on time 🎧 Customer help is always available for you How to Apply for Personal Loan? 📥 Install mPokket App 📱 Register with mobile number and email id 📄 Submit KYC, Basic and other information & get approved 🏦Add bank and Receive loan directly in bank account How to Apply for a Business Loan? 📥 Install mPokket App 📱 Register with mobile number and email id 📂Submit KYC/KYB, Basic and Business information & get approved 🏦 Add bank and Receive loan directly in bank account Interest Rates & Fees ● Processing Fee: Starting from ₹37.5 + 18% GST (depends on loan amount and category) ● Monthly Interest: Between 1.58% to 3% per month ●Maximum Annual Interest Rate (AIR) of 36% ●Maximum Annual Percentage Rate (APR) of 54.20% ●Repayment Period - Minimum 6 months & Maximum 24 months Example of a business loan calculation Loan amount: ₹2,00,000 Tenure: 24 Months EMI Interest Rate: 19% Per annum Processing Fee: ₹10,000 GST on Processing Fee: ₹1,800 Disbursed Amount: ₹1,88,200 Total Interest: ₹42,021 Other fee including GST: ₹241.97 APR: 24.5% EMI: ₹10,082 Total loan repayable amount is ₹2,42,021 (excluding any applicable payment gateway charges) Example of a personal loan calculation Loan amount: ₹2,00,000 Tenure: 24 Months EMI Interest Rate: 22% Per annum Processing Fee: ₹7,500 GST on Processing Fee: ₹1,350 Disbursed Amount: ₹1,91,150 Total Interest: ₹49,084 Other fee including GST: ₹249.18 APR: 26.1% EMI: ₹10,376 Total loan repayable amount is ₹2,49,084 excluding any applicable payment gateway charges Loans are given out by our RBI registered NBFC, mPokket Financial Services Private Limited. We store and analyze the transactional SMSs present on the users device to assess his/her credit worthiness. 📞 Support 📧 Email: support@mpokket.com 🌐 Website: www.mpokket.in 📍 Address: PS Srijan Corporate Park, Tower 1, 1204, Sector V, Kolkata, WB 700091